Write a review

Newsletter

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4611 reviews)

View other 118 118 Money products

4.76

Based on 4,611 reviews, last reviewed 26th Jun 2026

1230% increase in 5 star reviews

in the past 90 days

350% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4611)

No nonsense

Having a credit card and a loan with 118 has been straight forward, easy to manage & customer service were great on the 1 occassion I had to call. The app really makes it easy to manage it all in one place. Reviewed on: 18th April 2025

Quick Loan

Very fast loan issue and it’s easy Reviewed on: 18th April 2025

The easiest and best loans company

The easiest and best loans company Reviewed on: 17th April 2025

No.1 loan company

Good rates, great service and easy app to navigate. Great for people with a busy lifestyle that need a little help from a trusted lender A++ Reviewed on: 17th April 2025

Is very fast and easy to access.

Is very fast and easy to access. Customer service doing excellently well. Reviewed on: 17th April 2025

118 gave me a chance and gave me a loan.

118 gave me a chance and gave me a loan. I've paid on time every month and they've taken off some interest when I've made extra payments. Good customer service. Reviewed on: 17th April 2025

Amazing and speedy service honest review

Amazing and speedy service, friendly staff and super knowledgeable about product land interest rates Reviewed on: 17th April 2025

excellent service and very fast process

excellent service and very fast process Reviewed on: 17th April 2025

Great service easy application

Great service easy application !!!!!!!!!! Reviewed on: 17th April 2025

Dicision making

Very quick decision and quick transactions Reviewed on: 17th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan (discontinued)
from Loans at Home (inactive company) 4.34 from 11 reviews
Personal Loan
from RBS 3.57 from 12 reviews
Short-term loan
from The Money Shop 3.78 from 12 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.73 from 5643 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub