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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

The application was easy and straight forward.

5
The application was easy and straight forward. Money was in my account within an hour Reviewed on: 15th April 2025

Quick and easy

5
Was extremely easy to get the loan, details explained well, was informed about every step! Was also very quick! Reviewed on: 15th April 2025

Good customer service, attentive and efficient

5
Good customer service, attentive and efficient Reviewed on: 15th April 2025

Applying for the loan was easy.

5
Applying for the loan was easy. Acceptance was quick and the money in place quickly Reviewed on: 15th April 2025

Excellent service

5
Good experience, good rates. Very good communication Reviewed on: 15th April 2025

Very quick and easy application.

5
Very quick and easy application. Money on account very quick. Very helpful when you need extra cash. Reviewed on: 15th April 2025

It was easy to get a loan with 118 118 Money.

5
It was easy to get a loan with 118 118 Money. I like the fact that you can do everything online and the application was super fast. That is my second time with this loan provider and I might even use it in the future if i need it. Reviewed on: 15th April 2025

Simple, reliable and trustworthy.

5
Simple, reliable and trustworthy. Couldn't ask for more. I am very grateful for 118 118 Reviewed on: 15th April 2025

Fast and easy payment will use again

5
Fast and easy payment will use again Reviewed on: 15th April 2025

EXCELLENT CUSTOMER SERVICE

5
My experience with 118 118 money was great and quick, and would recommend it to anyone looking for loan. Reviewed on: 15th April 2025

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