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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

It was a very smooth process.

5
It was a very smooth process. Enabled me to sort my finances for a fair amount. Straightforward and when I had a query it was dealt with in a timely manner. Reviewed on: 15th April 2025

Brilliant

5
Brilliant would recommend you to anyone that needs a loan very fast to deal with Reviewed on: 15th April 2025

Excellent card, Excellent service..

5
Not long had a credit with you, But found it easy to use, easy to use online site, very happy with the service. Reviewed on: 15th April 2025

Nice and easy .Excellent service

5
Nice and easy. great help. Excellent service Reviewed on: 15th April 2025

Very easy to use not easy to speak to someone everyt...

4
Very easy to use not easy to speak to someone everything is done by chat. Reviewed on: 15th April 2025

Very helpful thank you .

5
Very helpful thank you .very good Reviewed on: 15th April 2025

Quick and easy to apply for a loan with an immediate...

5
Quick and easy to apply for a loan with an immediate decision Reviewed on: 15th April 2025

Easy to complete application, quick approval and mon...

5
Easy to complete application, quick approval and money arrived not long after. Reviewed on: 15th April 2025

The application was easy and straight forward.

5
The application was easy and straight forward. Money was in my account within an hour Reviewed on: 15th April 2025

Quick and easy

5
Was extremely easy to get the loan, details explained well, was informed about every step! Was also very quick! Reviewed on: 15th April 2025

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