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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

I have been a customer for a while now.

5
I have been a customer for a while now. App easy to use, service and responses always answered in a timely manner. Reviewed on: 15th April 2025

Easy to apply for and quick for service

4
Easy to apply for and quick for service Reviewed on: 15th April 2025

Very good excellent!

5
Very good excellent! Analyze fast and friendly service Reviewed on: 15th April 2025

Easy application

5
The whole process was very easy to understand. Sometimes when you apply for things, you give up half way because you do not understand what you are being asked. Reviewed on: 15th April 2025

Every time I have had a query.

5
Every time I have had a query. 118 118 staff always very helpful. Reviewed on: 15th April 2025

Very excellent service very good

5
Very excellent service very good Reviewed on: 15th April 2025

One of the best loan companies I have ever used!

5
One of the best loan companies I have ever used! Always helpful! Reviewed on: 15th April 2025

Great experience

5
Its great. 118 offers great service. Reviewed on: 15th April 2025

Excellent service and easy to apply.

5
Excellent service and easy to apply. Money in my account within an hour. Good rate of loan. Reviewed on: 15th April 2025

I got the support I needed with no hustle.

5
I got the support I needed with no hustle. The communication was really superb. I got the money I requested within mins in my account. Thank you 118 118 .I Reviewed on: 15th April 2025

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