Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

Great company to work with my experience with them h...

5
Great company to work with my experience with them has been second to none. I would recommend them to anyone Reviewed on: 15th April 2025

Excellent Service

5
Very easy process and I particularly like the app as I can check my account daily Reviewed on: 15th April 2025

Easy to be approved, quick payment with clear terms...

5
Easy to be approved, quick payment with clear terms and conditions. Also has a nice app that’s easy to manage payments, see when your next one is due. Contacting customer service is always easy and queries are always resolved Reviewed on: 15th April 2025

Very easy to use and follow the website/app, no prob...

5
Very easy to use and follow the website/app, no problem at all and customer service always very good! Reviewed on: 15th April 2025

I needed quickly the loan and they helped me straigh...

5
I needed quickly the loan and they helped me straight forward and saved me. Reviewed on: 15th April 2025

They are really good i have taken loan from they twi...

5
They are really good i have taken loan from they twice now 2017 and 2024. Which i have no issues with them at all. They listen to you and explain how it works. Reviewed on: 15th April 2025

Couldn't ask for more

5
Can't fault no need to do anything els Reviewed on: 15th April 2025

Smooth and painless .

5
Smooth and painless . Always helpful Reviewed on: 15th April 2025

I didn't have any problems getting a loan from 11811...

5
I didn't have any problems getting a loan from 118118 the service was excellent I would recommend this provider to anyone Reviewed on: 15th April 2025

118118 I had a loan and my credit card good rates an...

5
118118 I had a loan and my credit card good rates and very satisfied with the way I was help . Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products