Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4612)

A great lending company, who helped me ,when I neede...

5
A great lending company, who helped me ,when I needed some extra money Reviewed on: 15th April 2025

Peace of mind

5
118 have been professional in providing a valuable service Reviewed on: 15th April 2025

Easy and reliable

5
I was able to get a loan literally within hours, really easy to fill out application, and at a reasonable rate. this has been a really easy loan to maintain and the app is very easy to use. Good service thank you Reviewed on: 15th April 2025

Very easy and quick process, have never needed custo...

5
Very easy and quick process, have never needed customer service so I can't comment on them. Reviewed on: 15th April 2025

Really straightforward and money was transferred alm...

4
Really straightforward and money was transferred almost immediately Reviewed on: 15th April 2025

Quick easy and excellent service

5
Quick easy and excellent service Reviewed on: 15th April 2025

Best provider for quick cash

5
When you need some quick cash they are the best , you will receive the money into your account within minutes. Reviewed on: 15th April 2025

Keeping track

5
Very easy to deal with. Not had any issues or problems at all. Easy to use app so I can keep track of finances. Reviewed on: 15th April 2025

Fast and easy

5
A convenient and easy-to-use app — everything is clear and fast. Reviewed on: 15th April 2025

I have never had any problems since I took loan from...

4
I have never had any problems since I took loan from the company Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products