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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4610)

Easy and reliable

5
I was able to get a loan literally within hours, really easy to fill out application, and at a reasonable rate. this has been a really easy loan to maintain and the app is very easy to use. Good service thank you Reviewed on: 15th April 2025

Very easy and quick process, have never needed custo...

5
Very easy and quick process, have never needed customer service so I can't comment on them. Reviewed on: 15th April 2025

Really straightforward and money was transferred alm...

4
Really straightforward and money was transferred almost immediately Reviewed on: 15th April 2025

Quick easy and excellent service

5
Quick easy and excellent service Reviewed on: 15th April 2025

Best provider for quick cash

5
When you need some quick cash they are the best , you will receive the money into your account within minutes. Reviewed on: 15th April 2025

Keeping track

5
Very easy to deal with. Not had any issues or problems at all. Easy to use app so I can keep track of finances. Reviewed on: 15th April 2025

Fast and easy

5
A convenient and easy-to-use app — everything is clear and fast. Reviewed on: 15th April 2025

I have never had any problems since I took loan from...

4
I have never had any problems since I took loan from the company Reviewed on: 15th April 2025

A wonderful experience

5
A wonderful experience with dealing with 118 money. Very helpful and great customer service Reviewed on: 15th April 2025

118 is hands down the best and most approachable fo...

5
118 is hands down the best and most approachable form of assistance when you need help quickly. It’s simple, direct, and refreshingly easy to access and use. Reviewed on: 15th April 2025

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