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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

A wonderful experience

A wonderful experience with dealing with 118 money. Very helpful and great customer service Reviewed on: 15th April 2025

118 is hands down the best and most approachable fo...

118 is hands down the best and most approachable form of assistance when you need help quickly. It’s simple, direct, and refreshingly easy to access and use. Reviewed on: 15th April 2025

Easy to use quick approval and payment well organise...

Easy to use quick approval and payment well organised and hassle free . No awkward or silly questions no hidden surprises Reviewed on: 15th April 2025

Treatment o have received has been very good

Treatment o have received has been very good Reviewed on: 15th April 2025

Very quick and stress free way to get a loan...

Very quick and stress free way to get a loan Reviewed on: 15th April 2025

An excellent service

The whole application process was simple, quick and affordable, I couldn't have been happier with the way it all came together. Reviewed on: 15th April 2025

I would recommend 118 Money to someone who needs a p...

I would recommend 118 Money to someone who needs a personal loan and might not qualify for the lowest interest rates elsewhere. They’re clear, fast, and easy to deal with—but it’s still important to make sure the repayments fit comfortably into your budget. Reviewed on: 15th April 2025

They are very good and convenient

They are very good and convenient Reviewed on: 15th April 2025

I got in touch on line filled in a few details and 1...

I got in touch on line filled in a few details and 1hour later my money was in my account so simple to apply love it I will definitely get one again if needed Reviewed on: 15th April 2025

Excellent Service

The whole process was very straightforward, made everything much less stressful. App was easy to download and easy to navigate. So far I have no complaints and would definately use again. Reviewed on: 15th April 2025

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