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118 118 Money: Personal loan reviews

4.76
Based on 4,610 reviews, last reviewed 21st Jun 2026
254500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good lender, helped solve my problem Good lender, helped solve my problem Reviewed on: 21st June 2026
Laura andea's avatar
Laura andea

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4610)

Easy to use quick approval and payment well organise...

5
Easy to use quick approval and payment well organised and hassle free . No awkward or silly questions no hidden surprises Reviewed on: 15th April 2025

Treatment o have received has been very good

5
Treatment o have received has been very good Reviewed on: 15th April 2025

Very quick and stress free way to get a loan...

5
Very quick and stress free way to get a loan Reviewed on: 15th April 2025

An excellent service

5
The whole application process was simple, quick and affordable, I couldn't have been happier with the way it all came together. Reviewed on: 15th April 2025

I would recommend 118 Money to someone who needs a p...

5
I would recommend 118 Money to someone who needs a personal loan and might not qualify for the lowest interest rates elsewhere. They’re clear, fast, and easy to deal with—but it’s still important to make sure the repayments fit comfortably into your budget. Reviewed on: 15th April 2025

They are very good and convenient

3
They are very good and convenient Reviewed on: 15th April 2025

I got in touch on line filled in a few details and 1...

5
I got in touch on line filled in a few details and 1hour later my money was in my account so simple to apply love it I will definitely get one again if needed Reviewed on: 15th April 2025

Excellent Service

5
The whole process was very straightforward, made everything much less stressful. App was easy to download and easy to navigate. So far I have no complaints and would definately use again. Reviewed on: 15th April 2025

An Unforgettable Experience at a Crucial Time

5
To be honest, I was at a point where I really didn’t know what to do. I was under serious financial pressure and running out of options. But just minutes after applying, the money was in my account. That speed felt like being pulled out of quicksand. The loan came at the exact moment I needed it most. It didn’t just help me financially—it helped me stand back up and face my problems with a bit more peace of mind. I’m truly grateful to the 118 118 team for their support and for making the process so smooth. For me, this wasn’t just a loan—it was a turning point in my life. Reviewed on: 15th April 2025

I was very happy.

5
I was very happy. I was offed a loan from 118118. There are services, a very easy and good thanks. Reviewed on: 15th April 2025

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