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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

An Unforgettable Experience at a Crucial Time

To be honest, I was at a point where I really didn’t know what to do. I was under serious financial pressure and running out of options. But just minutes after applying, the money was in my account. That speed felt like being pulled out of quicksand. The loan came at the exact moment I needed it most. It didn’t just help me financially—it helped me stand back up and face my problems with a bit more peace of mind. I’m truly grateful to the 118 118 team for their support and for making the process so smooth. For me, this wasn’t just a loan—it was a turning point in my life. Reviewed on: 15th April 2025

I was very happy.

I was very happy. I was offed a loan from 118118. There are services, a very easy and good thanks. Reviewed on: 15th April 2025

When I needed a savior 118 118 helped me out of a ti...

When I needed a savior 118 118 helped me out of a tight jam. Thank you for the service Reviewed on: 15th April 2025

Great and easy process thanks so much

Great and easy process thanks so much Reviewed on: 15th April 2025

Great service easy to help get loan great overs

Great service easy to help get loan great overs Reviewed on: 15th April 2025

Quick decision given, easy application and once acce...

Quick decision given, easy application and once accepted quick pay out Reviewed on: 15th April 2025

Very quick and easy always in touch with you via ema...

Very quick and easy always in touch with you via email and txt message. Reviewed on: 15th April 2025

Very straight forward and easy to navigate through t...

Very straight forward and easy to navigate through the whole process Reviewed on: 15th April 2025

Very straight forward to apply for a loan

Very straight forward to apply for a loan, the steps were nice and clear in plain English. The App is very useful too. Reviewed on: 15th April 2025

Easy to apply and the process was very straightforward

Easy to apply and the process was very straightforward Reviewed on: 15th April 2025

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