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118 118 Money: Personal loan reviews

4.88
Based on 4,565 reviews, last reviewed 25th Apr 2026
250300% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Good platform to borrow with good service Good platform to borrow with good service Reviewed on: 25th April 2026
Ola B's avatar
Ola B

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4565)

118 money

5
Very easy to apply and quick decision repayments are ok I understand a slightly higher interest rate but could be slightly lower never had any issues Reviewed on: 15th April 2025

Quick and simple to get started, good App aswell eas...

5
Quick and simple to get started, good App aswell easy to use had no problem's what so ever. Reviewed on: 15th April 2025

Always there to support when needed, staff have good...

5
Always there to support when needed, staff have good human relations Reviewed on: 15th April 2025

Excellent transparent fast service

5
Excellent transparent fast service Reviewed on: 15th April 2025

118 118 money is a great company

5
118 118 money is a great company Reviewed on: 15th April 2025

Best company I've ever used.

5
Best company I've ever used.customer service is excellent .process is easy and your kept well informed of everything.would highly recommend to anyone to use Reviewed on: 15th April 2025

Once the application forms had been completed the ne...

5
Once the application forms had been completed the next steps were very straight forward and the communications were excellent. The ability to see what has been used and what is owed is always up to date and helps you to have a clear understanding of what you need to do Reviewed on: 15th April 2025

Wild reviews

5
Very good service helpful and quick Reviewed on: 15th April 2025

The app is easy to navigate, they don't bombard you...

5
The app is easy to navigate, they don't bombard you with spam Reviewed on: 15th April 2025

I had a credit card with 118 and the repayments were...

5
I had a credit card with 118 and the repayments were really affordable applied for a loan and was accepted and the loan repayments are great Reviewed on: 15th April 2025

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