8194460 118 118 Money Personal Loan Reviews - Smart Money People
Smart Money People Logo

118 118 Money: Personal loan reviews

4.90
Based on 1,813 reviews, last reviewed 4th Nov 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I'm very happy with everything and specifically with... I'm very happy with everything and specifically with people on the phone they're so nice Reviewed on: 9th October 2025
Barbora Bendova's avatar
Barbora Bendova

Latest lowest rating:

1

118 118 Money are an IRRESPONSIBLE LENDER 118 118 Money are an IRRESPONSIBLE LENDER stitching me up with a loan I could not afford, then selling my debt, cos I couldnt afford the repayments! Reviewed on: 4th November 2025
Karrie's avatar
Karrie

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

118 118 Money Personal loan reviews (1813)

Review of the 118 118 Money, Personal loan:

THE TOP UK LOANS FIRM BAR NONE.

5
I have had two loans off the company in recent times and they are always delightful well trained people i speak with from management to telemarketing staff down. I work in marketing and i know the standards required. Civility costs nothing but they are megapolite and concerned for my wellbeing. Awesome! These guys excel at all times. And this is all in addition to the generosity of the loans which are always outstanding value for the humble fees charged. You would be a fool to shop elsewhere. Go to the professionals. Thank you all, gang! Reviewed on: 15th April 2025

Friendly team

4
Was a pleasure to deal with this company Reviewed on: 25th April 2025

Gave me a loan when I needed it great service...

5
Gave me a loan when I needed it great service Reviewed on: 25th April 2025

Easy and quick, very efficient, clear layout

5
Easy and quick, very efficient, clear layout Reviewed on: 25th April 2025

I have always found the people very helpful, non jud...

5
I have always found the people very helpful, non judgemental and polite Reviewed on: 24th April 2025

Spot on first class service quick and easy to do app...

5
Spot on first class service quick and easy to do application money was sorted in minutes Reviewed on: 24th April 2025

Very good and will recommend

5
Very good and will recommend to other Reviewed on: 24th April 2025

Quick and simple .

5
Quick and simple and very easy to apply and reminders every month before the repayment date Reviewed on: 24th April 2025

Highly recommend

5
Really helped with the loan fast and effective when receiving your money into the bank would highly recommend liked how quick it was for the money to go into the bank the online app is really easy to see and follow gives you accurate account and sees you're balance going down Reviewed on: 24th April 2025

118 118 money is a good leader but the interest rate...

4
118 118 money is a good leader but the interest rate is higher Reviewed on: 24th April 2025

Easy process cash transferred within the hour

5
Easy process cash transferred within the hour Reviewed on: 24th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products