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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

118 118 is the best loan provider with the interests...

5
118 118 is the best loan provider with the interests rates are very reasonable and easy to pay back Reviewed on: 15th April 2025

Been with 118 since I was 18 and I really can’t faul...

5
Been with 118 since I was 18 and I really can’t fault them. Amazing interest rates. Easy to use the app. Easy repayments Reviewed on: 15th April 2025

Excellent loan offers and good service

5
Excellent loan offers and good service Reviewed on: 15th April 2025

Process was quick simple and easy to understand exce...

5
Process was quick simple and easy to understand excellent experiance Reviewed on: 15th April 2025

I've had the best experience with this personal loan...

5
I've had the best experience with this personal loan provider , no wonder they the best on the market Reviewed on: 15th April 2025

Husstle free

5
Husstle free , highly recommend they review and increase limits based on performence often unlike some other companies so im satisfied with them and the customer service is great they always solve any problems i have. Reviewed on: 15th April 2025

Quick and efficient loan application and payment pro...

5
Quick and efficient loan application and payment process. The app itself is really easy to use and navigate. 10/10 would recommend to anyone who needs a loan with alright rates and an efficient and easy process. Reviewed on: 15th April 2025

Quick, easy, hassle free, complete within minutes,...

5
Quick, easy, hassle free, complete within minutes, great service Reviewed on: 15th April 2025

great, really impressed

5
really easy to use, good explanations and easy to navigate app. Reviewed on: 15th April 2025

The app was so good i got a answer in minutes.

5
The app was so good i got a answer in minutes. Reviewed on: 15th April 2025

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