Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4538 reviews)

View other 118 118 Money products

4.88

Based on 4,538 reviews, last reviewed 23rd Apr 2026

248100% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Good , I like it Good , I like it... Good , I like it Good , I like it Good , I like it Reviewed on: 23rd April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4538)

LOAN WITH NO HASSLE.

Applied for a £1000 loan on the app. Funds in my bank account same day. Reviewed on: 15th April 2025

Easy process application got approved no time wasted

Easy process application got approved no time wasted Reviewed on: 15th April 2025

Fast loans and affordable repayment

I applied for a loan and not even an hour after the money was in my account, repaying has been a breeze at an easy and affordable rate which doesn’t affect monthly living. I recommend 118’s loan service to everyone that needs that extra money boost for whatever reason you may need it! Reviewed on: 15th April 2025

Fast application approval

I was accepted by my first application and I got the loan in my account very fast Reviewed on: 15th April 2025

Information was easy to read and accessible

Information was easy to read and accessible Reviewed on: 15th April 2025

Very quick and easy process.

Very quick and easy process. Customer service is really good and staff are polite Reviewed on: 15th April 2025

118118 really came through for me

Needed a loan quickly and 118 118 really came through excellent customer service and even better speed in which the money came through. Overall, I'm very pleased. Reviewed on: 15th April 2025

Professional customer service, quick process to apply.

Professional customer service, quick process to apply. Fully recommend to the friend, due clearly informed due the apply process. Reviewed on: 15th April 2025

Fast experience and everything I needed was done pro...

Fast experience and everything I needed was done professionally Reviewed on: 15th April 2025

Amazing, Fast helpful and efficient

Fast, helpful and efficient. The app is easy to follow. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Employee Loans
from Neyber 2.33 from 3 reviews
Short-term loan
from MYJAR 4.69 from 108 reviews
Personal loan (discontinued)
from On Stride Financial (inactive company) 3.85 from 5 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.85 from 5582 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub