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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

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4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4609)

Just nice to be offered a loan thanks 118

Just nice to be offered a loan thanks 118 Reviewed on: 15th April 2025

Good service

Quick service and transactions, sadly rates are quite high, but all information clearly stated. Reviewed on: 15th April 2025

Easy app, great communication, hassle free

Easy app, great communication, hassle free Reviewed on: 15th April 2025

Absolutely awesome very quick with your decision

Absolutely awesome very quick with your decision Reviewed on: 15th April 2025

Well I was going on holiday and I needed a loan to p...

Well I was going on holiday and I needed a loan to pay off my credit card they were really nice about it it went through with no problems and I got the money in the same day so they are really good they allways tell you when the money comes out in advance and keep me informed they are a good credit card company and loan as well and the app is really good to use Reviewed on: 15th April 2025

In a bit of a jam financially but applying was so ea...

In a bit of a jam financially but applying was so easy the interest was reasonable had my money very quickly really good experience with 118 Reviewed on: 15th April 2025

Good in customer care...

Good in customer care, supportive, patient, professional, caring, helpful, putting smile on needed people face and give opportunities to people who don’t know what they’re doing and excellent in communication and understanding with experience Reviewed on: 15th April 2025

118 118 is the best loan provider with the interests...

118 118 is the best loan provider with the interests rates are very reasonable and easy to pay back Reviewed on: 15th April 2025

Been with 118 since I was 18 and I really can’t faul...

Been with 118 since I was 18 and I really can’t fault them. Amazing interest rates. Easy to use the app. Easy repayments Reviewed on: 15th April 2025

Excellent loan offers and good service

Excellent loan offers and good service Reviewed on: 15th April 2025

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