Smart Money People Logo

118 118 Money: Personal loan reviews

4.88
Based on 4,541 reviews, last reviewed 23rd Apr 2026
248400% increase in 5 star reviews
in the past 90 days
167% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent thank you Easy to talk to quick decisions excellent Reviewed on: 23rd April 2026
Raymond j's avatar
Raymond j

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4541)

quick and easy helped me through a time i was off wo...

5
quick and easy helped me through a time i was off work after having a operation on my wrist Reviewed on: 15th April 2025

I applied for a loan at Christmas and got accepted s...

5
I applied for a loan at Christmas and got accepted straightaway .Kept me very well informed about my journey with you Reviewed on: 15th April 2025

Extremely efficient and very quick!

5
Extremely efficient and very quick! Reviewed on: 15th April 2025

Very quick to process, and helpful through every step.

5
Very quick to process, and helpful through every step. Reviewed on: 15th April 2025

Great all round

5
Very easy application, responce time was quick no messing about, funds payed in a good time, rates are good , I would recommend and use again Reviewed on: 15th April 2025

Awesome service, very approachable

5
Awesome service, very approachable Reviewed on: 15th April 2025

Very fast decision.

5
Very fast decision. Money in bank almost straight away. Great rates Reviewed on: 15th April 2025

Quick and easy

5
Very easy to set up and quick to pay money into bank hassle free Reviewed on: 15th April 2025

Quick, simple and transparent

5
I needed Money for a family holiday and 118-118Money were able to help me. My application was quick and simple and money in my bank same day. Very generous interest rates and everything was emailed over to me in a clear and transparent way. Excellent service. I was amazed for straightforward it was!! Reviewed on: 15th April 2025

I find very professional and supportive people there...

5
I find very professional and supportive people there ready to help you with everything. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products