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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Easy application even with a bad credit score

5
Easy application even with a bad credit score Reviewed on: 15th April 2025

Very fast and efficient process

5
Very fast and efficient process and money was in bank instantly highly recommend Reviewed on: 15th April 2025

Excellent service always on hand to answer your ques...

5
Excellent service always on hand to answer your questions. Excellent rates affordable repayments Quick response Reviewed on: 15th April 2025

Very quick in paying out my loan as well as a nice a...

5
Very quick in paying out my loan as well as a nice and simple process Reviewed on: 15th April 2025

Very happy with your service so far.

5
Very happy with your service so far.keep up the good work. Reviewed on: 15th April 2025

I did a random search for a loan and I came across 1...

5
I did a random search for a loan and I came across 118 118 , I applied for the loan application and it was easy and efficient for the application to be approved Reviewed on: 15th April 2025

Very quick and easy application procedure

5
Very quick and easy application procedure Reviewed on: 15th April 2025

It was alright and the money went in quick, I am ver...

5
It was alright and the money went in quick, I am very happy with the experience and I will definitly use the services again in the future. Reviewed on: 15th April 2025

Always been there when needed, good rates

5
Always been there when needed, good rates Reviewed on: 15th April 2025

great customer service...

5
Very easy to apply for a loan, great customer service Reviewed on: 15th April 2025

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