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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Excellent

Excellent service would recommend Reviewed on: 15th April 2025

The process was quick and easy.

The process was quick and easy. The app experience was good. Reviewed on: 15th April 2025

My Experience with 118118

Signing up for 118 118, was a good decision and has been wonderful ever since. I'll recommend 118118 once I get a referral link. Reviewed on: 15th April 2025

Easy application even with a bad credit score

Easy application even with a bad credit score Reviewed on: 15th April 2025

Very fast and efficient process

Very fast and efficient process and money was in bank instantly highly recommend Reviewed on: 15th April 2025

Excellent service always on hand to answer your ques...

Excellent service always on hand to answer your questions. Excellent rates affordable repayments Quick response Reviewed on: 15th April 2025

Very quick in paying out my loan as well as a nice a...

Very quick in paying out my loan as well as a nice and simple process Reviewed on: 15th April 2025

Very happy with your service so far.

Very happy with your service so far.keep up the good work. Reviewed on: 15th April 2025

I did a random search for a loan and I came across 1...

I did a random search for a loan and I came across 118 118 , I applied for the loan application and it was easy and efficient for the application to be approved Reviewed on: 15th April 2025

Very quick and easy application procedure

Very quick and easy application procedure Reviewed on: 15th April 2025

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