Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Personal loan reviews (4609)

It was fast decision quick and money in bank straigh...

5
It was fast decision quick and money in bank straight away Reviewed on: 15th April 2025

Compassionate, Sleek and Dignified

5
At a moment of great need 118 118 Money came to my rescue. They made it possible for me to pass through a situation that was dire for me. being in a situation that would not allow me to borrow from high street bank, I will be forever grateful to 118 118 Money. Their rates are not burdensome. Their customer service is sleek, and dignified. Reviewed on: 15th April 2025

One of the easiest loan applications ever, super qui...

5
One of the easiest loan applications ever, super quick transfer too, I would recommend to everyone. Reviewed on: 15th April 2025

Fast help when you need

5
Very helpful and that takes out the stress of an urgent situation. Reviewed on: 15th April 2025

I had a great experience with 118 money the applicat...

5
I had a great experience with 118 money the application was quick and easy, the money was transferred to my bank the next day and customer service has been helpful and straight forward to contact them. I Would definateky recommend them to friends and family. Reviewed on: 15th April 2025

The best

5
Really pleased with how efficient in all aspects of the loan Reviewed on: 15th April 2025

Great and easy process for applying

5
Great and easy process for applying Reviewed on: 15th April 2025

Excellent

5
Excellent service would recommend Reviewed on: 15th April 2025

The process was quick and easy.

4
The process was quick and easy. The app experience was good. Reviewed on: 15th April 2025

My Experience with 118118

5
Signing up for 118 118, was a good decision and has been wonderful ever since. I'll recommend 118118 once I get a referral link. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products