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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Quick and easy to complete the forms.

Quick and easy to complete the forms. Money was in my bank quickly after approval. Had no issues whatsoever, would definitely recommend 118118 money to anyone who needs a loan. Reviewed on: 15th April 2025

Very fair and amazing company to work with

They have helped me so much with my finances and helped me when I forgot my pin over all a really good company and very fair Reviewed on: 15th April 2025

The best customer service and they provide you money...

The best customer service and they provide you money in instant they are a wonderful team Reviewed on: 15th April 2025

Very quick and easy and simple to use didn’t have to...

Very quick and easy and simple to use didn’t have to wait long for the money to be in my account Reviewed on: 15th April 2025

Quick turnaround

No problems. Simple process. Easy to do. Quick outcome. No worries. Reviewed on: 15th April 2025

Very easy to navigate and money was in bank very qui...

Very easy to navigate and money was in bank very quickly me was a great rate I got also, highly recommend to anyone who is after a short term loan. Reviewed on: 15th April 2025

Urgent Car Repair - 118 to the rescue

I unfortunately had a large Car Repair Bill and just did not have the money in order to fix my Car. 118 made it so easy, I had my money within 1 hour of the Application and my Car repair headache was gone! Reviewed on: 15th April 2025

Excellent.

Very good. Very easy to understand statements and payment schedules. Reviewed on: 15th April 2025

I have both a credit card and a loan through 118 118.

I have both a credit card and a loan through 118 118. Customer service is impeccable. App runs smoothly. All transactions run smoothly. Excellent all round. Reviewed on: 15th April 2025

No Fuss Application

No fuss in application. Easy to fill in. Great that 118 118 looked at my ability to pay my Credit Card promptly and offered me the loan. Made me feel like a valued customer Reviewed on: 15th April 2025

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