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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very easy and quick, thank you.

Very easy and quick, thank you. All done online so not spoken to customer services. Reviewed on: 15th April 2025

Easy to apply,and really easy to use app

Easy to apply,and really easy to use app Reviewed on: 15th April 2025

Great service instant decision.

Great service instant decision. Funds transferred nearly instantly Reviewed on: 15th April 2025

Never forget

My life saver. Got it on right time . Reviewed on: 15th April 2025

118 are brilliant

I applied for an emergency loan and was accepted within minutes. No award questions and the money was paid into my account straight away Reviewed on: 15th April 2025

Easy process

Online application process was easy and understandable with a very quick response Reviewed on: 15th April 2025

I found very easy and fast the process to apply for...

I found very easy and fast the process to apply for a loan ,when my credit score wasn't so good.In the evening I aplly and next day in the morning the money was in my account. Save my problem. Thank you Reviewed on: 15th April 2025

The process to acquire your loan is straight forward...

The process to acquire your loan is straight forward and easy, you will receive your money in less than 5 minutes in your account. Reviewed on: 15th April 2025

Fast and very good and very satisfied

Fast and very good ,very happy and satisfied happy .I was stuck and 118 118 money sorted me well. Very recommend Reviewed on: 15th April 2025

Fantastic .

Application process was seamless. Credit limits managed sensibly. Great customer service when you call. can’t recommend highly enough Reviewed on: 15th April 2025

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