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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4609 reviews)

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4.76

Based on 4,609 reviews, last reviewed 11th Jun 2026

254400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4609)

Never forget

My life saver. Got it on right time . Reviewed on: 15th April 2025

118 are brilliant

I applied for an emergency loan and was accepted within minutes. No award questions and the money was paid into my account straight away Reviewed on: 15th April 2025

Easy process

Online application process was easy and understandable with a very quick response Reviewed on: 15th April 2025

I found very easy and fast the process to apply for...

I found very easy and fast the process to apply for a loan ,when my credit score wasn't so good.In the evening I aplly and next day in the morning the money was in my account. Save my problem. Thank you Reviewed on: 15th April 2025

The process to acquire your loan is straight forward...

The process to acquire your loan is straight forward and easy, you will receive your money in less than 5 minutes in your account. Reviewed on: 15th April 2025

Fast and very good and very satisfied

Fast and very good ,very happy and satisfied happy .I was stuck and 118 118 money sorted me well. Very recommend Reviewed on: 15th April 2025

Fantastic .

Application process was seamless. Credit limits managed sensibly. Great customer service when you call. can’t recommend highly enough Reviewed on: 15th April 2025

Quick and easy to complete the forms.

Quick and easy to complete the forms. Money was in my bank quickly after approval. Had no issues whatsoever, would definitely recommend 118118 money to anyone who needs a loan. Reviewed on: 15th April 2025

Very fair and amazing company to work with

They have helped me so much with my finances and helped me when I forgot my pin over all a really good company and very fair Reviewed on: 15th April 2025

The best customer service and they provide you money...

The best customer service and they provide you money in instant they are a wonderful team Reviewed on: 15th April 2025

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