Write a review

Go to business site

118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.88 (4546 reviews)

View other 118 118 Money products

4.88

Based on 4,546 reviews, last reviewed 23rd Apr 2026

248800% increase in 5 star reviews

in the past 90 days

167% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Very good Apr rates, affordable repayments and funds... Very good Apr rates, affordable repayments and funds in my bank account within minutes. Also application very easy. Reviewed on: 23rd April 2026

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026

Read all reviews Write a review

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Personal loan reviews (4546)

Good and friendly always there to help

Good and friendly always there to help Reviewed on: 15th April 2025

Easy to apply for a loan and very straight forward.

Easy to apply for a loan and very straight forward. Have been using 118 for a number of years now and have always had a great experience. Reviewed on: 15th April 2025

It was a fantastic first class service and does just...

It was a fantastic first class service and does just what it says on the tin I was shocked in the speed I received the money very happy customer. Reviewed on: 15th April 2025

It was a complete joy from start to finish .

It was a complete joy from start to finish ..a very professional company with well informed staff to help and guide you as easy as possible to the best choices available Reviewed on: 15th April 2025

Easy and sufficient, I can’t fault them

This is my second time having a 118 loan, both times were very easy to apply and quick approval. Payment plans are easy to meet and it’s great having the extra reminders from them days before the money so due to go out. It’s brilliant to have the app to keep track of my payment plan. Reviewed on: 15th April 2025

Quick, simple.

Quick, simple. I have a card and loan from them. Both are easy to use, apply for and my loan arrived quickly. 118's app is well layed out, reliable and good looking. It keeps me up to date with spending and balances and I can access all of my products from the same location. It also keeps me informed of offers and promotions that they are running. Reviewed on: 15th April 2025

Very straightforward and fast service.

Very straightforward and fast service. Reviewed on: 15th April 2025

Perfection

Was perfect easy to use and straightforward Reviewed on: 15th April 2025

Helpful, sympathetic and understanding

Really stepped in and helped me sympathetically and quickly in my hour of need. Very helpful and understanding of my situation. Reviewed on: 15th April 2025

Customer focused

Easy to understand paperwork, easy to see how to manage your loan adequately. Reviewed on: 15th April 2025

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Plata 4.94 from 13630 reviews
Personal Loan
from London Plus Credit Union 3.71 from 3 reviews
Loans
from Wolverhampton City Credit Union 2.00 from 2 reviews

Want to see more from 118 118 Money?

Credit card
from 118 118 Money 4.85 from 5593 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub