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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

Getting my loan sllnd 118 118 where so helpful...

5
Getting my loan so easy and 118 118 where so helpful and I got the money very fast absolutely brillant company Reviewed on: 15th April 2025

Fast and Friendly Services

5
I was treated with the kindest regards by the 118 118 team, who understood what I needed then concluded the required checks within very few minutes then made very fast approval and followed up to make sure that I received my funds in full. Reviewed on: 15th April 2025

Fantastic customer service.

5
Fantastic customer service. Information is very clear. Everything is done in a timely fashion Reviewed on: 15th April 2025

I using then for couple of years,very good customer...

5
I using then for couple of years,very good customer service Reviewed on: 15th April 2025

Easy to apply for and speedy delivery of money into...

5
Easy to apply for and speedy delivery of money into account. Very competitive rates. Would definitely apply for another if it was required Reviewed on: 15th April 2025

Easy to apply, prompt payment, easy to talk to someo...

5
Easy to apply, prompt payment, easy to talk to someone when needed Reviewed on: 15th April 2025

Excellent service and really friendly

5
Excellent service and really friendly Reviewed on: 15th April 2025

Very easy and quick, thank you.

5
Very easy and quick, thank you. All done online so not spoken to customer services. Reviewed on: 15th April 2025

Easy to apply,and really easy to use app

5
Easy to apply,and really easy to use app Reviewed on: 15th April 2025

Great service instant decision.

5
Great service instant decision. Funds transferred nearly instantly Reviewed on: 15th April 2025

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