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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Very fast application!

5
Very fast application! Uncomplicated forms! Helped me many times Reviewed on: 15th April 2025

Very easy and straightforward to deal with staff on...

5
Very easy and straightforward to deal with staff on the phone are great and the app is so easy to use Reviewed on: 15th April 2025

When first signed up it was with the minimum of fuss.

5
When first signed up it was with the minimum of fuss. Efficient, easy to understand and no hassle. Reviewed on: 15th April 2025

Getting my loan sllnd 118 118 where so helpful...

5
Getting my loan so easy and 118 118 where so helpful and I got the money very fast absolutely brillant company Reviewed on: 15th April 2025

Fast and Friendly Services

5
I was treated with the kindest regards by the 118 118 team, who understood what I needed then concluded the required checks within very few minutes then made very fast approval and followed up to make sure that I received my funds in full. Reviewed on: 15th April 2025

Fantastic customer service.

5
Fantastic customer service. Information is very clear. Everything is done in a timely fashion Reviewed on: 15th April 2025

I using then for couple of years,very good customer...

5
I using then for couple of years,very good customer service Reviewed on: 15th April 2025

Easy to apply for and speedy delivery of money into...

5
Easy to apply for and speedy delivery of money into account. Very competitive rates. Would definitely apply for another if it was required Reviewed on: 15th April 2025

Easy to apply, prompt payment, easy to talk to someo...

5
Easy to apply, prompt payment, easy to talk to someone when needed Reviewed on: 15th April 2025

Excellent service and really friendly

5
Excellent service and really friendly Reviewed on: 15th April 2025

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