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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

118 money are amazing.

5
I believe 118 money have been amazing in helping me secure a loan with fair repayments. I've never had to call them with any issues as they always remind me when the repayments are due so I am never left stressing about them. Reviewed on: 15th April 2025

My experience was good, repayments affordable, quick...

4
My experience was good, repayments affordable, quick decision and quick payment Reviewed on: 15th April 2025

Instant positive decision.

5
Instant positive decision. Same day funds Reviewed on: 15th April 2025

All great,easy to apply and quick response

5
All great,easy to apply and quick response Reviewed on: 15th April 2025

Easy application and good rates, customer service ex...

5
Easy application and good rates, customer service excellent Reviewed on: 15th April 2025

Seamless experience, no nonsense, very easy to use.

5
Seamless experience, no nonsense, very easy to use. Reviewed on: 15th April 2025

Can’t fault them, never had an issue

5
Can’t fault them, never had an issue Reviewed on: 15th April 2025

Very easy service.

5
Very easy service. Questions straight forward and very quick to send the money once you've been accepted. Very easy to get accepted too. Woukd definitely recommend them, they have helped me twice now and both times the service was excellent and very quick to respond and let me know I'd been accepted. Reviewed on: 15th April 2025

New customer

4
Well I've only just started with 118118 but I received my loan very quickly. Reviewed on: 15th April 2025

My experience with 118 118 Money,was very good and I...

5
My experience with 118 118 Money,was very good and I recommend to my family and friends Reviewed on: 15th April 2025

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