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118 118 Money: Personal loan reviews

Name: Personal loan
Rating: 4.76 (4612 reviews)

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4.76

Based on 4,612 reviews, last reviewed 29th Jun 2026

131% increase in 5 star reviews

in the past 90 days

75% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026

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About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Easy to use the app and customer service are very he...

Easy to use the app and customer service are very helpful Reviewed on: 15th April 2025

Fast application and easy process.

Fast application and easy process. Customer service is very good. Good rates and easy to use app. Reviewed on: 15th April 2025

118 are actually great

118 money have been great with me. I once had a small issue and had to call up and the advisor could not have been more helpful. They also provide excellent deals and rates for their customers. Reviewed on: 15th April 2025

App is poor and clunky. Good lender generally though

App is poor and clunky. Offers are frequent. Seemingly more open to new products for existing clients than other lenders. Meh. Reviewed on: 15th April 2025

it was an easy application, with excellent service f...

it was an easy application, with excellent service from the 118 118 team. start to finish easy process. What more could you want? Reviewed on: 15th April 2025

Easy application and process

I applied for credit from 118 118 Money, and within minutes, I was successful and granted it. The process was easy, and I got credited immediately. Paying back has also been easy and smooth. Thank you 118 118 money. Reviewed on: 15th April 2025

118 118 Money

They are helpful and easy to set up Reviewed on: 15th April 2025

Easy, straight forward and speedy application.

Easy, straight forward and speedy application. Decent rates for whatever credit rating you have. Reviewed on: 15th April 2025

Reasonable very helpful very fast

Reasonable very helpful very fast Reviewed on: 15th April 2025

Quick and simple application - Give it a try!

Quick and simple application - Give it a try! Reviewed on: 15th April 2025

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