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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

App is poor and clunky. Good lender generally though

3
App is poor and clunky. Offers are frequent. Seemingly more open to new products for existing clients than other lenders. Meh. Reviewed on: 15th April 2025

it was an easy application, with excellent service f...

5
it was an easy application, with excellent service from the 118 118 team. start to finish easy process. What more could you want? Reviewed on: 15th April 2025

Easy application and process

5
I applied for credit from 118 118 Money, and within minutes, I was successful and granted it. The process was easy, and I got credited immediately. Paying back has also been easy and smooth. Thank you 118 118 money. Reviewed on: 15th April 2025

118 118 Money

5
They are helpful and easy to set up Reviewed on: 15th April 2025

Easy, straight forward and speedy application.

5
Easy, straight forward and speedy application. Decent rates for whatever credit rating you have. Reviewed on: 15th April 2025

Reasonable very helpful very fast

5
Reasonable very helpful very fast Reviewed on: 15th April 2025

Quick and simple application - Give it a try!

5
Quick and simple application - Give it a try! Reviewed on: 15th April 2025

Very pleased with how quickly they operate and help

5
Very pleased with how quickly they operate and help Reviewed on: 15th April 2025

Quick easy fantastic would recommend

5
Quick easy fantastic would recommend Reviewed on: 15th April 2025

Applied for a loan and it was approved and the money...

5
Applied for a loan and it was approved and the money was in my account within hours. Very happy. Reviewed on: 15th April 2025

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