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118 118 Money: Personal loan reviews

4.76
Based on 4,609 reviews, last reviewed 11th Jun 2026
254400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice quick simple decision. Nice quick simple decision. Funds in my bank within a day. And the simple things every time you made a payment you got a thank you text Reviewed on: 11th June 2026
David's avatar
David

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4609)

So far I have had a brilliant experience with 1818mo...

5
So far I have had a brilliant experience with 1818money very quick and smooth service from start to finish Reviewed on: 15th April 2025

Excellent

5
118 118 money is straight forward & no delays. Prompt payment into your bank account Reviewed on: 15th April 2025

Excellent service, and very quick turn around.

5
Excellent service, and very quick turn around. Along with the app, to track your account it’s so easy to use Reviewed on: 15th April 2025

Helped me get out of credit card debt, quickly and a

5
Helped me get out of credit card debt, quickly and at a good rate. Reviewed on: 15th April 2025

User friendly Customer care very informative and kn...

5
User friendly Customer care very informative and knowledgeable. Reviewed on: 15th April 2025

Easy peasy

5
I applyed and before long had the money in my account. Reviewed on: 15th April 2025

A fantastic Service. Highly recommend.

5
I had been going through a bad time with my own health, and also my wife's health. My step son passed away and over time I had got into a bit of a financial mess. With the help of 118118 personal money, I managed to get onto a level of stability. I was grateful to them listening, and the means testing enabled me to know that I could afford to move forward and not get myself into a deeper hole. 10/10 Reviewed on: 15th April 2025

Easy to use the app and customer service are very he...

5
Easy to use the app and customer service are very helpful Reviewed on: 15th April 2025

Fast application and easy process.

5
Fast application and easy process. Customer service is very good. Good rates and easy to use app. Reviewed on: 15th April 2025

118 are actually great

5
118 money have been great with me. I once had a small issue and had to call up and the advisor could not have been more helpful. They also provide excellent deals and rates for their customers. Reviewed on: 15th April 2025

Review 118 118 Money: Personal loan now

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