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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Personal loan now

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118 118 Money Personal loan reviews (4612)

Absolutely fantastic.

5
Absolutely fantastic. Was a fast transaction from applying for loan to receiving money . Repayments are affordable and easy to set up . Anyone looking for a personal loan would highly recommend Reviewed on: 20th April 2026

When I needed help the advisor was very helpful.

5
When I needed help the advisor was very helpful. The app and website are clear and easy to use. Reviewed on: 20th April 2026

Very good customer service all the time .

5
Very good customer service . And very easy to communicate Reviewed on: 20th April 2026

118 it is very good I would ues again

5
118 it is very good I would ues again Reviewed on: 20th April 2026

Brilliant service, easy to contact if any issues

5
Brilliant service, easy to contact if any issues Reviewed on: 20th April 2026

Application was quick and easy and the app is very u...

5
Application was quick and easy and the app is very useful in making payments checking balances Reviewed on: 20th April 2026

Excellent customer service, fast response, would def...

5
Excellent customer service, fast response, would definitely recommend. Reviewed on: 20th April 2026

Easy to use service will use again

5
Easy to use service will use again Reviewed on: 20th April 2026

I found 118 to be attentive, friendly and have a ver...

5
I found 118 to be attentive, friendly and have a very good approach to make you feel at ease and that they value you as a person, not just a client or someone wanting a loan. I, personally, am very, very happy to have found them. Thank you 118. Reviewed on: 20th April 2026

It was fast and straight forward no complications.

5
It was fast and straight forward no complications. Reviewed on: 20th April 2026

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