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118 118 Money: Personal loan reviews

4.76
Based on 4,612 reviews, last reviewed 29th Jun 2026
131% increase in 5 star reviews
in the past 90 days
75% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Quick money on the same day, not even noticed the re... Quick money on the same day, not even noticed the repayments going out each month either Reviewed on: 29th June 2026
Stacey s's avatar
Stacey s

Latest lowest rating:

1

You want to waste time applying for a loan. 118 Money gave me pre-approval for a loan and accepted my application. They even set up my debit card, but after that, they just kept saying my applic... Read more Reviewed on: 26th June 2026
sarthak p's avatar
sarthak p

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4612)

Very Friendly staff, always go the extra mile to hel...

5
Very Friendly staff, always go the extra mile to help and support you. First class service A++ Reviewed on: 20th April 2026

Overall it was good experience , hassle free

5
Overall it was good experience , hassle free Reviewed on: 20th April 2026

I took out a loan with 118 118 about 18 months ago a...

5
I took out a loan with 118 118 about 18 months ago and my experience with 118 has been very good. No hassle, continuesly kept informed about my remaining balance and payment dates . Great service !!! Reviewed on: 20th April 2026

Easy and good deal i'm happy with it

5
Easy and good deal i'm happy with it Reviewed on: 20th April 2026

Loan was delivered fast with little finance checks!

5
Loan was delivered fast with little finance checks!! Paying on time every month now offerd me a credit card!! Reviewed on: 20th April 2026

Fast application and good technology/app, obviously...

5
Fast application and good technology/app, obviously a littler expensive in interest and no options to increase loan. Reviewed on: 20th April 2026

118 money

5
118 money were there for me when I needed to get my car up and running so I could continue going to work and putting food on the table for my kids. Grateful is an understatement Reviewed on: 20th April 2026

Got money easy, everything explained well.

4
Got money easy, everything explained well. Reviewed on: 20th April 2026

Very easy to use and fast service.

5
Very easy to use and fast service. Great customer service. Reviewed on: 20th April 2026

118 118 gave me a good rate loan at a time when I mo...

5
118 118 gave me a good rate loan at a time when I most needed support , was highlighted as the best option when I did a search at the time I applied Reviewed on: 20th April 2026

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