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118 118 Money: Personal loan reviews

4.88
Based on 4,597 reviews, last reviewed 5th May 2026
253200% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good experiance keepyou updated and fast response Good experiance keepyou updated and fast response Reviewed on: 5th May 2026
Kelvin Victor Cole's avatar
Kelvin Victor Cole

Latest lowest rating:

2

Not very friendly . Not very friendly .speaks to you like poo.not helpful Reviewed on: 22nd April 2026
Delia t's avatar
Delia t

About this product

118 118 Money offer personal loans from £1,000 to £5,000 over 12 to 36 months.

You can check your eligibility for a 118 118 Money loan with no impact to your credit score. If you’re approved, you can receive funds within 15 minutes of checking your offer and agreeing to the Direct Debit.

118 118 Money personal loan reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Personal loan reviews (4597)

Application was quick and easy and the app is very u...

5
Application was quick and easy and the app is very useful in making payments checking balances Reviewed on: 20th April 2026

Excellent customer service, fast response, would def...

5
Excellent customer service, fast response, would definitely recommend. Reviewed on: 20th April 2026

Easy to use service will use again

5
Easy to use service will use again Reviewed on: 20th April 2026

I found 118 to be attentive, friendly and have a ver...

5
I found 118 to be attentive, friendly and have a very good approach to make you feel at ease and that they value you as a person, not just a client or someone wanting a loan. I, personally, am very, very happy to have found them. Thank you 118. Reviewed on: 20th April 2026

It was fast and straight forward no complications.

5
It was fast and straight forward no complications. Reviewed on: 20th April 2026

Great service when you immediately money

5
Great service when you immediately money Reviewed on: 20th April 2026

Fast payment and staff are polite and well knowledged

5
Fast payment and staff are polite and well knowledged Reviewed on: 20th April 2026

Nice staff.

5
Nice staff. Easy to use app. Good rate Reviewed on: 20th April 2026

Very good service and fast,reliable

5
Very good service and fast,reliable Reviewed on: 20th April 2026

Easy to apply and stress free experience.

5
Easy to apply and stress free experience. Easy to keep check of payments and when the funds will be deducted. Very easy Reviewed on: 20th April 2026

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