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Plata: Personal loans reviews

Name: Personal loans
Rating: 4.85 (13652 reviews)

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4.85

Based on 13,652 reviews, last reviewed 11th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026

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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Awards

Best personal loan provider 2025

Awarded to the personal loan provider rated highest in UK customer reviews.

Plata Personal loans reviews (13652)

The application process was seamless

The application process was seamless Reviewed on: 4th June 2024

Amazing company!

They have really helped me out, I’ve managed to put my debt into one affordable payment. So thank you so much! I was seriously thinking of the option to use pay day loans before this and now I don’t have to even consider it! The only improvement I would add is to have a bit more communication around weekend/bank holiday dates as I wasn’t 100% sure whether my application had been accepted. There is nothing else to fault. I would 100% use this company again if I needed to and I would recommend to anyone else looking for this. Reviewed on: 4th June 2024

Good application process and decent interest rate.

Good application process and decent interest rate. App is easy to use. Good to use for a consolidation loan to help ease financial pressure. Application decision was given quickly and money was in my account the next working day. Reviewed on: 4th June 2024

Quick, Easy Fast application - same day money

Process was so easy to apply and dicision within a few hours then money in bank account laster that day! The APR was very good too Reviewed on: 4th June 2024

Very easy and simple application process.

Very easy and simple application process. Would recommend to anyone who wants and easy life Reviewed on: 4th June 2024

Easy to apply with good service and value.

Easy to apply with good service and value. Reviewed on: 4th June 2024

Reasonable rates and reasonable response timeframes.

Reasonable rates and reasonable response timeframes. Easy to apply Reviewed on: 4th June 2024

I had an excellent experience overall

I had an excellent experience overall Reviewed on: 4th June 2024

Efficient application. Reasonable rate.

Efficient application. Seemed like a reasonable rate across the options available Reviewed on: 4th June 2024

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Plata: Personal loans reviews

100% decrease in 5 star reviews

100% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Plata: Personal loans now

Best personal loan provider 2025

Plata Personal loans reviews (13652)

The application process was seamless

Amazing company!

Good application process and decent interest rate.

More than ok no problems at all.

Quick, Easy Fast application - same day money

Very easy and simple application process.

Easy to apply with good service and value.

Reasonable rates and reasonable response timeframes.

I had an excellent experience overall

Efficient application. Reasonable rate.

Review Plata: Personal loans now

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