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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

Great Smooth process.

5
Great Smooth process. Easy to work & very understandable. Reviewed on: 4th June 2024
K T's avatar
K T

Was alright, but the APR is a bit high

4
Was alright, but the APR is a bit high Reviewed on: 4th June 2024
Isaac M's avatar
Isaac M

What an amazing company to use!

5
Extremely easy process from start to finish! The decision was extremely quick and thorough, I was called within an hour of my application and was asked questions to make sure this was the right financial decision for me and had a decision an hour later! The money was paid into my account 3 hours after the decision! Would recommend to anyone looking for a great experience with friendly staff! Reviewed on: 4th June 2024
Alex 's avatar
Alex

Super easy

5
Very easy process from beginning to end Reviewed on: 4th June 2024
Kris's avatar
Kris

Fantastic value

5
Fast and easy with great communication throughout the process great value on the loan as well really feel like I got the best deal out there for my needs and I would highly recommend this company Reviewed on: 4th June 2024
Roberta H's avatar
Roberta H

Quick and easy to apply.

5
Quick and easy to apply. All terms and conditions made very clear throughout the entire application. Money was in my account within 24 hours. Reviewed on: 4th June 2024
TM's avatar
TM

Loan application

5
Fast and easy process from start to finish Reviewed on: 4th June 2024
Mark Hallam's avatar
Mark Hallam

Plata loans is

5
applying for a plata loan is straight forward and very easy application form and very quick decision Reviewed on: 4th June 2024
Michael Gibbons's avatar
Michael Gibbons

I needed help fast and Plata were there with an offe...

5
I needed help fast and Plata were there with an offer clear fast and affordable I now have a chance to get my finances in better shape! Reviewed on: 4th June 2024
Adam Tillotson's avatar
Adam Tillotson

friendly helpful quick reliable efficient

5
friendly helpful quick reliable efficient Reviewed on: 4th June 2024
susan f's avatar
susan f

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