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Plata: Personal loans reviews

4.94
Based on 10,767 reviews, last reviewed 2nd Mar 2026
257700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Quick and easy service. Quick and easy service. Great communication and easy to read docs shared. Reviewed on: 2nd March 2026
Raj S's avatar
Raj S

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10767)

Smooth Easy Application process

5
A quick easy process from application to acceptance and money transfer. Great communication and updates throughout. Reviewed on: 5th July 2023

Transparent and quick

5
I was very happy with my plata Loan experience. It was recommended by Experian which gave me piece of mind. The rates and timescales were very transparent and the whole process was quick and easy online. They communicated very well and continue to do so with reminders and offers Reviewed on: 5th July 2023

Great Company

5
I have had nothing but positive experiences with plats. Taking the loan out was simple to do, they were very quick with everything and I had the money in my account 24 hrs later. The people I spoke with were polite, professional and above all so very helpful. Reviewed on: 5th July 2023

Amazing Experience with Plata

5
Plata made getting a loan an absolute breeze. They were efficient with their checks to make sure repayments are affordable, and the money was in my account the same day that the loan was approved! Great company and great customer service :) 5 ⭐️ Reviewed on: 5th July 2023

Happy

5
Plata offered me a loan at a time when other lenders wouldn’t, it really helped me to consolidate some credit card debt into one easy payment and improve my credit rating. The whole process was quick and easy too. Reviewed on: 5th July 2023

Quick and straight forward

5
Needed a loan to manage my debt. Even though my credit score isn't amazing Plata was able to help me and I recieved the funds the next day. Really easy to nagiviage and repayments are affordable for me. Would definitely reccomend! Reviewed on: 5th July 2023

Very easy and quick

5
I get the response very quick after apply. Next day get the money in my account Reviewed on: 5th July 2023

Professional, Great customer service

5
I was very happy with the service which I would class as Professional, Quick and customer Service is Excellent Reviewed on: 4th July 2023

Amazing company

5
So quick, and easy a remarkable company who make everything so easy Reviewed on: 4th July 2023

Quick, simple, easy!

5
Very quick, simple and easy process. Great customer service, would highly recommend! Reviewed on: 4th July 2023

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