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Plata: Personal loans reviews

4.85
Based on 13,650 reviews, last reviewed 9th Jul 2026
91% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Support Contacted them recently and staff have been extremely supportive and helpful. Reviewed on: 9th July 2026
Dan B's avatar
Dan B

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13650)

Very helpful if I’ve faced financial difficulties.

4
Very helpful if I’ve faced financial difficulties. Several times I’ve had to call as I’ve came into financial hardship, but the excellent team at Plata have helped me wherever possible to get a plan in place Reviewed on: 30th May 2024

Fantastic service from the staff

5
Fantastic service from the staff Reviewed on: 30th May 2024

Easy to apply and get loan sorted

5
Easy to apply and get loan sorted Reviewed on: 30th May 2024

An easy to use service with helpful information and...

5
An easy to use service with helpful information and good knowledge on lending. Reviewed on: 30th May 2024

Extremely easy and clear, simple instructions and ac...

5
Extremely easy and clear, simple instructions and access to t&c’s Reviewed on: 30th May 2024

Good experience so far easy application

5
Good experience so far easy application Reviewed on: 30th May 2024

Very easy process

5
Very easy process. My credit rating isn't amazing and they gave me an opportunity. Reviewed on: 30th May 2024

I had an excellent experience.

5
I had an excellent experience. The response time was very quick, and the representative was both polite and pleasant. I needed a loan to consolidate my debt, and she was very understanding. The application process was straightforward. I fully recommend this service to anyone. Reviewed on: 30th May 2024

Straightforward and simple process

5
Was a very straightforward and simple process, was kept informed throughout the entire process. I have since recommended Plata to friends and family. Reviewed on: 30th May 2024

Easy application process and efficient service.

4
Easy application process and efficient service. Good rates and terms. Reviewed on: 30th May 2024

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