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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13650)

Easy quick application and fast payout good customer...

5
Easy quick application and fast payout good customer service Reviewed on: 23rd May 2024

Easy quick decision fab serviceprofessional staff

5
Easy quick decision professional staff Reviewed on: 23rd May 2024

Amazing money straight in.

5
Amazing money straight in. Convienant Reviewed on: 23rd May 2024

Quick loan on good terms

5
The loan process was quick and efficient. I've managed to repay the loan quicker and hopefully I won't need another one but I'd be happy to recommend Plata to others. Reviewed on: 23rd May 2024

Easy to use.

5
Easy to use...simple to deal with and great value. Would use again Reviewed on: 23rd May 2024

Fantastic service

5
Great platform to keep track of your loan. Quick decision and money paid instantly. Customer services were excellent and answer any questions with no hesitation. Reviewed on: 23rd May 2024

Plata gives good prosents, always reminded about unc...

5
Plata gives good prosents, always reminded about uncoming payments Reviewed on: 23rd May 2024

Plata excellent

5
The paperwork was 1-2-3 it was done very quick very easy Reviewed on: 23rd May 2024

Brilliant can’t fault it.

5
Brilliant can’t fault it. Had no problems and everything has been smooth and seamless. Reviewed on: 23rd May 2024

Application was easy and fast.

1
Application was easy and fast. Service was excellent. Reviewed on: 23rd May 2024
Reply from Plata Hi James, Thank you for your feedback which we are sorry to read. Our interest rates are suitably price risk adjusted and we believe that our pre-contract information that is provided clearly shows the amount of interest and total amount to be repaid. It is then down to the applicant to decide if they wish to proceed. Kind regards, Plata Response date: 24th May 2024
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