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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Brilliant can’t fault it.

5
Brilliant can’t fault it. Had no problems and everything has been smooth and seamless. Reviewed on: 23rd May 2024

Application was easy and fast.

1
Application was easy and fast. Service was excellent. Reviewed on: 23rd May 2024
Reply from Plata Hi James, Thank you for your feedback which we are sorry to read. Our interest rates are suitably price risk adjusted and we believe that our pre-contract information that is provided clearly shows the amount of interest and total amount to be repaid. It is then down to the applicant to decide if they wish to proceed. Kind regards, Plata Response date: 24th May 2024
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Plata

Very grateful service.

5
Very grateful service. Everything was done quickly. Very professional service. Reviewed on: 23rd May 2024

Easy and straightforward online service

5
Easy and straightforward online service Reviewed on: 23rd May 2024

Fast easy process.

5
Fast easy process. Applied online and all checks were complete and money sent within hours. The online account is easy to navigate with options to make extra payments and they will automatically recalculate your balance. Reviewed on: 23rd May 2024

I am pleased.

5
I am pleased. They work quickly. The service is great. Reviewed on: 23rd May 2024

Great service and easy to contact

5
Great service and easy to contact Reviewed on: 23rd May 2024

Thank you

5
I've called a couple of times tohange address and email info. There was a very helpful team and I found them efficient and it was a good experience. Reviewed on: 23rd May 2024

Very fast service and helpful this is second time I'...

5
Very fast service and helpful this is second time I'm taking loan from plata I like their service Reviewed on: 23rd May 2024

Super easy and user friendly!

5
Super easy and user friendly! Friendly staff and all automatic with great design interface. Highly recommend to anyone. Reviewed on: 23rd May 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review