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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
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0%
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0%
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Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13652)

I would recommend.

4
Very straight forward to apply for and then manage the loan. Would recommend. Reviewed on: 23rd May 2024
Jim Cavanagh's avatar
Jim Cavanagh

Simple easy to use process.

5
Simple easy to use process. Funds deposited promptly. Seamless service Reviewed on: 23rd May 2024
Alison S's avatar
Alison S

Excellent

5
I needed a loan for a camper van , I applied for the plata loan and the whole process was surprisingly easy , the rates where better than competitive and I received my loan the very next day excellent experience Reviewed on: 23rd May 2024
Tariq's avatar
Tariq

Best loan option

5
I had applied for a loan with my bank but after doing some research heard about Plata. Not only will I be able to pay off earlier it’s also a lot more user-friendly Reviewed on: 23rd May 2024
CP's avatar
CP

Have always enjoyed the experience

5
Have always enjoyed the experience Reviewed on: 23rd May 2024
Aaron Davies's avatar
Aaron Davies

Good start

4
It s a limited experience, but for the start it was really easy and clear. All goes well if you follow the steps. Reviewed on: 23rd May 2024
Savu M's avatar
Savu M

Plata - Excellent Service

5
Plata communications at the start was excellent really clear on amount borrowed and interest breakdown. Reviewed on: 23rd May 2024
Sufian R's avatar
Sufian R

It doesn't ask alot of questions like other lenders...

5
It doesn't ask alot of questions like other lenders and it takes only 2hrs for the money to be on your account Reviewed on: 23rd May 2024
Kaye l's avatar
Kaye l

The apr on thier loans is a jaw dropping 26%.

2
The apr on thier loans is a jaw dropping 26%. I would avoid at all cost. Reviewed on: 23rd May 2024
James O's avatar
James O
Reply from Plata Hi James, Thank you for your feedback which we are sorry to read. Our interest rates are suitably price risk adjusted and we believe that our pre-contract information that is provided clearly shows the amount of interest and total amount to be repaid. It is then down to the applicant to decide if they wish to proceed. Kind regards, Plata Response date: 31st May 2024
Plata's logo
Plata

Fast process very easy to apply great communication

5
Fast process very easy to apply great communication Reviewed on: 23rd May 2024
Daniel D's avatar
Daniel D

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