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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Really easy service and no fuss.

5
Really easy service, straight forward and no fuss. Very helpful staff when needed Reviewed on: 23rd May 2024

Good so far, only had to ring the once and was dealt...

5
Good so far, only had to ring the once and was dealt with lovely thanks Reviewed on: 23rd May 2024

Fast and easy with quick responses to any questions.

5
Fast and easy with quick responses to any questions. Money went in swiftly and never had a problem using the services they provide. Reviewed on: 23rd May 2024

Excellent service

5
Anytime I have phoned for help or advice they have been so helpful and I find the user portal very easy to use. Reviewed on: 23rd May 2024

Instant and straight forward

5
Hasse free, easy set up. Everything smooth and efficient. Reviewed on: 23rd May 2024

Very helpful

5
Easy to apply, and if need help, there is some to speak to on the phone Reviewed on: 23rd May 2024

Fast service, excellent product.

5
Fast service, excellent product. Very flexible. Would recommended. Reviewed on: 23rd May 2024

Excellent seamless application and when they acciden...

5
Excellent seamless application and when they accidentally charged me twice they rectified immediately and offered 25 pounds as an apology Reviewed on: 23rd May 2024

Quick decision and processing was also lightening fast.

5
Quick decision and processing was also lightening fast. Platform is easy to keep track of transactions and additional payments are easy to do. Customer Service Team are easy to contact with a human, friendly approach. Thanks! Reviewed on: 23rd May 2024

Quick and easy and simple

5
Quick easy no worries was all done in one place Reviewed on: 23rd May 2024

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