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Plata: Personal loans reviews

4.94
Based on 12,163 reviews, last reviewed 13th Mar 2026
391500% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Straight forward and quick decision time Straight forward and quick decision time Reviewed on: 13th March 2026
Victor B's avatar
Victor B

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12163)

Excellent service

5
Easy to use and excellent service. Reviewed on: 27th March 2024

Happy customer!

5
The only reason I chose "Neutral" for Customer Service is because I didn't need any help yet and have not interacted with them. Otherwise, excellent service on all levels, the application was a breeze, the response fast, the website simple to use, very happy with Plata and would recommend! Reviewed on: 27th March 2024

I got accepted for my loan when I was struggling and...

5
I got accepted for my loan when I was struggling and it has helped see me through finishing my nursing degree. I couldn’t have done it without the help of Plata and it has been peace of mind and an affordable monthly payment for me to pay off existing debt so thank you. Reviewed on: 27th March 2024

Very Quick and easy, all completed and paid out in h...

5
Very Quick and easy, all completed and paid out in hours Reviewed on: 27th March 2024

Very straightforward process.

5
Very straightforward process. Easy to apply and funds received very quickly Reviewed on: 27th March 2024

The easiest process ever!

5
The easiest process ever! People are lovely to deal with and the paperwork is very straight forward. They make life so simple and actually listen to a customers needs. Ok the interest rate isn’t great but whose is these days! Reviewed on: 27th March 2024

I found the procedure very clear and precise also th...

5
I found the procedure very clear and precise also the money was transferred very quickly once accepted Reviewed on: 27th March 2024

Very good and nice customer service

4
Very good and nice customer service Reviewed on: 27th March 2024

Great from the beginning 5 Star

5
Great from the beginning 5 +++++ Reviewed on: 27th March 2024

Fast, friendly and efficient.

5
Fast, friendly and efficient. Would definitely recommend. Reviewed on: 27th March 2024

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