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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Quick application, quick decision, on call team for...

5
Quick application, quick decision, on call team for help if needed, very professional Reviewed on: 17th May 2024

Plata is a top lender!

5
Plata take service levels to a new level and I’ve been impressed the way they do business. I’m still clarifying how they structure their capital and interest payments each month as I have learnt their agreements are ‘front end loaded’. Customers signing up must be aware of is and make the right choices that suit their circumstances and needs. Reviewed on: 17th May 2024

It's was just simple and easy.

5
It's was just simple and easy, decisive from the start. I've dealt with banks and they have been horrendous, will defo recommend in the future. Reviewed on: 17th May 2024

Easy and smooth application

5
It was very smooth and easy to fill out the application. Nice to get a response so quickly. Reviewed on: 17th May 2024

Quick and simple and easy access to there website

5
Quick and simple and easy access to there website Reviewed on: 17th May 2024

Everything was dealt with very quickly.

5
Everything was dealt with very quickly. Very happy. Reviewed on: 17th May 2024

Easy to deal with, great customer service , great de...

5
Easy to deal with, great customer service , great deals Reviewed on: 17th May 2024

Easy Does It

5
My loan application was smooth and efficient, without loads of intrusive questions. Reviewed on: 17th May 2024

Fast and smooth start to finish would recommend

5
Fast and smooth start to finish would recommend Reviewed on: 17th May 2024

Quick to respond

5
Follow up calls to ensure you are satisfied with information given Reviewed on: 17th May 2024

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