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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

Easy to apply and get a response

4
Easy to apply and get a response Reviewed on: 17th May 2024
HR's avatar
HR

Very easy no hassle money in account the same day...

5
Very easy no hassle money in account the same day Reviewed on: 17th May 2024
Steve O's avatar
Steve O

good service and very helpful .

5
Very good service and very prompt. Really happy with the And outcome Reviewed on: 17th May 2024
Nick filtness 's avatar
Nick filtness

Excellent service, fast & reliable

5
Excellent service, fast & reliable Reviewed on: 17th May 2024
Henry Anaele's avatar
Henry Anaele

excellent experience

5
It did not take time for me to fill the form, that means not complicated, as soon as provided the required information, a decision is made. I highly appreciate the team efficiency Reviewed on: 17th May 2024
Ala A's avatar
Ala A

The review

5
Very quick and professional service and very easy to organise a loan Reviewed on: 17th May 2024
Alan Shanks's avatar
Alan Shanks

Quick and easy loan process

5
Plata were very quick at providing a loan and the whole process was straightforward and easy. The rates are competitive as well. Reviewed on: 17th May 2024
Helen 's avatar
Helen

Quick application, quick decision, on call team for...

5
Quick application, quick decision, on call team for help if needed, very professional Reviewed on: 17th May 2024
Andrei Petresc's avatar
Andrei Petresc

Plata is a top lender!

5
Plata take service levels to a new level and I’ve been impressed the way they do business. I’m still clarifying how they structure their capital and interest payments each month as I have learnt their agreements are ‘front end loaded’. Customers signing up must be aware of is and make the right choices that suit their circumstances and needs. Reviewed on: 17th May 2024
MJB Chichester's avatar
MJB Chichester

It's was just simple and easy.

5
It's was just simple and easy, decisive from the start. I've dealt with banks and they have been horrendous, will defo recommend in the future. Reviewed on: 17th May 2024
Aaron L's avatar
Aaron L

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