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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Helpful and lifeline.

5
Easy to apply and they helped me out in a sticky financial situation. Easy to use website with clear layout. Reviewed on: 19th March 2026

It was easy.

5
It was easy. I can keep an eye on what I need Reviewed on: 19th March 2026

Really easy

5
Really easy to deal with Plata, I applied, borrowed a personal loan and settled, best part is paid intertest for the period I had the loan, they credited all future interest in settlement figures. Reviewed on: 19th March 2026

Easy start to finish.

5
Easy start to finish, not a bad rate for someone trying to rebuild their credit score. Given that a bug name offered 95%, Platas rate was a much better option. Makes life easier. Have not had any interaction with CS, meaning everything has went smoothly Reviewed on: 19th March 2026

no stress

5
easy process , open honest and smooth Reviewed on: 19th March 2026

Very easy and efficient.

5
Very easy and efficient. Fast and accurate confirmation process too. Reviewed on: 19th March 2026

Quick and easy process to help me solve my problems...

5
Quick and easy process to help me solve my problems Reviewed on: 19th March 2026

Very easy to set up and manage your loan

5
Very easy to set up and manage your loan Reviewed on: 19th March 2026

Fantastic provider with excellent customer care.

5
Never had a issue with plata and when ive had issues with payments they have resolved my issues promptly and was stress free. Reviewed on: 19th March 2026

No complaints

5
I've taken out several products with this company over the past few years. Easy to set up, and never had any complaints. Reviewed on: 19th March 2026

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