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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Application process was easy and painless, with good...

5
Application process was easy and painless, with good and clear communication. Their website is easy to use, and they have an easy way to top up the loan. Reviewed on: 19th March 2026

Quick easy and reliable felt confident this was the...

5
Quick easy and reliable felt confident this was the best onw on the market Reviewed on: 19th March 2026

I took out a loan with Plata in early 2026 to pay ba...

5
I took out a loan with Plata in early 2026 to pay back my credit card debt, it was quick, easy and I received a great rate. Reviewed on: 19th March 2026

Easy accessible, great to use.

5
Easy accessible, great to use. Never had any issues with customer service Reviewed on: 19th March 2026

It’s ok but am sure they can do better

3
It’s ok but am sure they can do better Reviewed on: 19th March 2026

Happy customer

5
I was provided with the loan with less interest than elsewhere. The interaction with customer service was quick and clear. It is easy to manage payments online if I want to make a paymemt early. Reviewed on: 19th March 2026

Easy company to deal with

5
Really easy application and quick response to applying. No issues arisen great company Reviewed on: 18th March 2026

It was amazing, quick sorting out and lovely.

5
It was amazing, quick sorting out and lovely. Reviewed on: 18th March 2026

Very quick and easy to arrange had a few loans never...

5
Very quick and easy to arrange had a few loans never had an issue Reviewed on: 18th March 2026

Simple application and funds deposited very quickly.

5
Simple application and funds deposited very quickly. Reviewed on: 18th March 2026

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