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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

I like plata, they got me out of a bind and.

4
I like plata, they got me out of a bind and. There’s the potential going forward to borrow some more if I need to, possibly at a lower rate. Reviewed on: 16th May 2024

Plata my experience

5
Application process was well explained and I received a decision within the timescales given. Online my account is easy to use Reviewed on: 16th May 2024

Understand customer needs and clear communication

5
Understand customer needs and clear communication Reviewed on: 16th May 2024

Easy to apply and quickly received loan.

5
Easy to apply and quickly received loan.Excellent Reviewed on: 15th May 2024

Good experience

4
Good experience but it wasn’t easy to finish my application the e-sigh didn’t work and I couldn’t finish it.Thank you Reviewed on: 15th May 2024

Quick and easy application and supportive customer s...

5
Quick and easy application and supportive customer service Reviewed on: 15th May 2024

Application process was ease and seamless.

5
Application process was ease and seamless. When i called customer service when I missed their call the agent was able to quickly explain reason for the call. She was very polite and very helpful. She explained why she was calling, listened attentively and explained what was going to happen next. Reviewed on: 15th May 2024

Great Process !

5
Great Process !! Easy sign up / great follow up - Reviewed on: 15th May 2024

Excellent service, very easy application and account...

5
Excellent service, very easy application and account access Reviewed on: 15th May 2024

Friendly, compassionate and effective

5
Plata’a customer service team is friendly, compassionate and quick to act. Reviewed on: 15th May 2024

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