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Plata: Personal loans reviews

Name: Personal loans
Rating: 4.85 (13649 reviews)

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4.85

Based on 13,649 reviews, last reviewed 25th Jun 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026

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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Awards

Best personal loan provider 2025

Awarded to the personal loan provider rated highest in UK customer reviews.

Plata Personal loans reviews (13649)

Quick easy friendly and efficient

Quick easy friendly and efficient Reviewed on: 17th March 2026

Helpful staff

Staff are always friendly and helpful and explain everything. They explain all the details clearly. Reviewed on: 17th March 2026

Application was easy and straightforward and results...

Application was easy and straightforward and results of application was also very fast money also in bank very quickly too Reviewed on: 17th March 2026

They were able to give me a loan of a considerable a...

They were able to give me a loan of a considerable amount, with a good interest rate for my credit score. Reviewed on: 17th March 2026

Easy and quick process , Forms easy to fill in and y...

Easy and quick process , Forms easy to fill in and you know within seconds if you are approved Reviewed on: 17th March 2026

Quick, clear and helpful.

Application and approval process was very clear, and quick. Competitive rates also. Customer Service and speed of response was excellent. Reviewed on: 17th March 2026

Very easy to apply online

It was very easy to apply online, got a fast approval, money received very fast. Reviewed on: 17th March 2026

Great experience and easy to use, would recommend.

Great experience and easy to use, would recommend. Fast and simple process Reviewed on: 17th March 2026

Very pleased with Plata!

I like the type of experience where you have your money in the account in a matter of hours, then you have a direct debit that flows out of your account every month without ever needing to phone or chase anything. That`s the sign of a great company and good customer service. Reviewed on: 17th March 2026

I recently took out a plata loan and have regretted it.

I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When payment was 1 day late I was called very early in the morning the day after the payment was due where I was told I needed to make immediate payment. They call profusely and leave many messages which is very stressful especially considering it is only the day after a due payment. Reviewed on: 17th March 2026

Reply from Plata Hi Zoe, Thank you for taking the time to share your feedback, and we’re very sorry to hear about your recent loss. Our intention is never to cause additional worry. We do get in touch when a payment has been missed, but this contact is always supportive, focused on understanding your situation and helping you find the right solution. We’re sorry if this was not your experience on this occasion. We’d really appreciate the opportunity to review what happened and offer any help or adjustments that may better suit your situation. If you’re comfortable, please reach out to our team so we can support you in the most appropriate way. You can reach us via any of the methods on our contact page: https://www.plata.com/s/contact-us Thank you again for your feedback. Kind regards, Plata. Response date: 30th March 2026

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Plata: Personal loans reviews

83% decrease in 5 star reviews

75% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Plata: Personal loans now

Best personal loan provider 2025

Plata Personal loans reviews (13649)

Quick easy friendly and efficient

Helpful staff

Application was easy and straightforward and results...

They were able to give me a loan of a considerable a...

Easy and quick process , Forms easy to fill in and y...

Quick, clear and helpful.

Very easy to apply online

Great experience and easy to use, would recommend.

Very pleased with Plata!

I recently took out a plata loan and have regretted it.

Review Plata: Personal loans now

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