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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Good information given on time about my loan

5
Good information given on time about my loan Reviewed on: 17th March 2026

My experience with Plata has been really good.

5
My experience with Plata has been really good. The service is smooth and reliable, making everything easy to manage. I’m happy with how it works and would definitely recommend it to others. Reviewed on: 17th March 2026

Just brilliant!

5
The Plata application process was clear, fast and easy. T&C's clear throughout and communication/ customer service was and continues to be excellent. Platas services/ websites are very straightforward and user friendly, re-payments plans and expectations are comprehensive. All in all a fantastic option for those seeking a personal loan. Reviewed on: 17th March 2026

I was looking for a good interest reasonable value l...

4
I was looking for a good interest reasonable value loan to take my mother to China as a surprise and Plata was there ticking all the right boxes. I would not hesitate to use them again if needed. Same day delivery of money, reasonable affordability checks and clear terms at time of signing. I didnt feel cheated at any point it was all there. Reviewed on: 17th March 2026

I needed a loan to consolidate existing debt, I foun...

5
I needed a loan to consolidate existing debt, I found Plata through clearscore and the application was seamless. So easy. Reviewed on: 17th March 2026

Beltin service

5
Beltin service and no hassle from start to finish Reviewed on: 17th March 2026

quick and easy to use .

5
quick and easy to use . need the APR rate to be a bit less Reviewed on: 17th March 2026

Very nice, quick and easy, thanks

5
Very nice, quick and easy, thanks Reviewed on: 17th March 2026

Transparent, Fair and good value

5
Transparent, Fair and good value Reviewed on: 17th March 2026

Great experience with plata, I would recommend this...

5
Great experience with plata, I would recommend this company. Reviewed on: 17th March 2026

Review Plata: Personal loans now

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