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Plata: Personal loans reviews

4.94
Based on 12,159 reviews, last reviewed 13th Mar 2026
391100% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
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Latest highest rating:

5

Always there when you need it the most. A Lifesaver for Our Big Day! Planning a wedding is easily one of the most exciting—and let’s face it, overwhelming—experiences of a lifetime. When we ... Read more Reviewed on: 13th March 2026
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SK

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
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NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12159)

Great customer service, very fast

5
Great customer service, very fast Reviewed on: 20th March 2024

I was rejected elsewhere although my credit history...

5
I was rejected elsewhere although my credit history is decent. When I applied with plata, the whole process took maybe 5-10 minutes and I received the payment the same day! This is my 2nd time with them, no complaints really but the apr could have been lower. Reviewed on: 20th March 2024

Applause to Plata

5
I took out a loan nearly a year ago.It was at a great interest rate and I have had no issues checking balances and approaching Plata if I need to top.up or discuss financial difficulties.They are always there to lend an ear Reviewed on: 20th March 2024

Application and portal very easy to use.

5
Application and portal very easy to use. Email queries have been responded to very quickly and telephone call handled well. Reviewed on: 20th March 2024

Good to know Plata

5
They are easily accessible and their assistance was out of this world Reviewed on: 20th March 2024

Wonderfull, i was so happy to be approved.

5
Wonderfull, i was so happy to be approved. Payment was simple and quick after a polite call from customer services to conduct all necessary security checks. Managed to get all the things i needed at the time to progress with updating my flat. Reviewed on: 20th March 2024

My experience was a simple one.

5
My experience was a simple one. I applied, received the money same day. As well as making my monthly repayments I also made additional ad-hoc payments to reduce the interest payable on the loan. I was able to do this all with ease using the online portal. Good experience! Reviewed on: 20th March 2024

Had loans with plata still do easy and quick good co...

5
Had loans with plata still do easy and quick good company keep up the excellent service you do Reviewed on: 20th March 2024

Amazing value amazing team would recommend and use a...

5
Amazing value amazing team would recommend and use again Reviewed on: 20th March 2024

Good experience overall no issues with plata I would...

5
Good experience overall no issues with plata I would recommend highly Reviewed on: 20th March 2024

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