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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

I have been happy with the service I receive

5
I have been happy with the service I receive Reviewed on: 24th April 2024

Straight forward and easy application

5
Straight forward and easy application Reviewed on: 24th April 2024

No issues and a great provider.

5
No issues and a great provider. The application process was easy and the portal is good to use and very transparent. Reviewed on: 24th April 2024

I was urgent to take a loan the price was fair and p...

5
I was urgent to take a loan the price was fair and people helping same day the money in my bank account Reviewed on: 24th April 2024

Straight forward and easy to manage.

5
Straight forward and easy to manage. The Customer Service team is always helpful Reviewed on: 24th April 2024

I was in need of help and to get back on track with...

5
I was in need of help and to get back on track with my finances after being in hospital and not being able to earn any money working. Plata saved me. Reviewed on: 24th April 2024

Easy application process and easy to manage the acco...

5
Easy application process and easy to manage the account. Reviewed on: 24th April 2024

David’s review

5
Excellent service!! No issue and fast responses. Reviewed on: 24th April 2024

A port in a storm

5
I've always had an okay credit rating but sometime things out of the blue happen and you're stuck. In these times when the chips are down and are struggling you perpetually get in a cycle that's difficult to get out from, times when you need financial help but nobody is prepared to give you the assistance you require. Plata bucked this trend and helped me get out of the loop. They listened and gave me the help I needed. For this I am extremely grateful and can't recommend Plata as a creditor highly enough. Reviewed on: 24th April 2024

Very easy to apply.

5
Very easy to apply. Very helpful and approachable staff. Would recommend Reviewed on: 24th April 2024

Review Plata: Personal loans now

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