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Plata: Personal loans reviews

View other Plata products
4.94
Based on 12,263 reviews, last reviewed 13th Mar 2026
401300% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
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0%
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Latest highest rating:

5

Really quick approval and payout Really quick approval and payout excellent intrest rate. Very easy to use all self serve no need ro ring anyone Reviewed on: 13th March 2026
Gemma B's avatar
Gemma B

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12263)

Thumbs up

5
Hassle free, easy application. Highly recommended Reviewed on: 20th March 2024
Gary M's avatar
Gary M

Money was in east and effectively and could pay off...

5
Money was in east and effectively and could pay off early without extra interest Reviewed on: 20th March 2024
Catherine k's avatar
Catherine k

Brilliant and easy process.

5
Brilliant and easy process. Was able to pay off early with no issues Reviewed on: 20th March 2024
Andy W's avatar
Andy W

Fantastic!

5
The entire process was very quick and easy. No nonsense and was able to consolidate my credit card debt in one go. Would use again if interest rate weren’t as high. All paid off within 18 months and no issues! Reviewed on: 20th March 2024
Brad H's avatar
Brad H

Quick and easy with good communication.

4
Quick and easy with good communication. Reviewed on: 20th March 2024
Phill G's avatar
Phill G

Very easy application process, it took less than 15...

5
Very easy application process, it took less than 15 mins and the money arrived into my account 1 hour later. Very easy Reviewed on: 20th March 2024
Garfield Sib's avatar
Garfield Sib

Easy to setup, and easy to manage

5
Easy to setup, and easy to manage Reviewed on: 20th March 2024
Dean R's avatar
Dean R

Fantastic experience !

5
Fantastic experience ! Clear information at all stages and effective prompt handling of the loan. Would 100% recommend Plata to anyone ! Reviewed on: 20th March 2024
James W's avatar
James W

Very good customer service .

5
Very good customer service . I am very happy with their service Reviewed on: 20th March 2024
Asim's avatar
Asim

Thank you for helping, Plata

5
Was really struggling with my credit utilisation, plata helped me reduce my outgoings and get me back on track to providing myself a with a great credit score and credit payment history, I no longer worry or stress about money. The interest on top of that really helped as it significantly helped me reduce what I was paying out, without the help of plata things may have gotten a lot worse for me. Reviewed on: 20th March 2024
Jack C's avatar
Jack C

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