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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
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Plata Personal loans reviews (13652)

Extremely easy to apply.

5
Extremely easy to apply. All done on line Reviewed on: 23rd April 2024
Stephen R's avatar
Stephen R

Easy application.

5
Easy application. Fast funding. My credit score was not enough to grant a loan from most lenders but thankfully Plata came to the rescue! Reviewed on: 23rd April 2024
Terence's avatar
Terence

Great job

5
They helped me when I needed it I tried other companies but they didn’t help but plata trusted my low credit score and I’m in the final months of my loan payments Reviewed on: 23rd April 2024
Linda O's avatar
Linda O

I've spoken to customer service and don't find them...

3
I've spoken to customer service and don't find them very helpful Reviewed on: 23rd April 2024
David c's avatar
David c

Very easy process, quick turn around the website is...

5
Very easy process, quick turn around the website is simple to see your balance and contact to make changes. Haven’t had a single problem since signing up Reviewed on: 23rd April 2024
Chloe H's avatar
Chloe H

Great loan at the right time.

5
At a time when I seriously needed a loan but had really poor credit rating, the Plata loan was incredible. Really sorted me and my finances out as I was haemorrhaging money on interest rates on the credit cards. Reviewed on: 23rd April 2024
Mitchells's avatar
Mitchells

No jargon!

5
Quick and easy application process that was clear. No jargon and great apr Reviewed on: 23rd April 2024
Ruby H's avatar
Ruby H

Very straight forward

5
Very easy to do and apply for a loan, and very easy to understand everything. Thank you Reviewed on: 23rd April 2024
Emma M's avatar
Emma M

Fantastic rates for the financial industry Plata com...

5
Fantastic rates for the financial industry Plata competes with and Great Customer Service Reviewed on: 23rd April 2024
Spencer S's avatar
Spencer S

Love Plata!

5
Easy to apply, easy to set up repayment and great dashboard making it easy for me to see when my payments are due and my remaining balance. Would recommend Plata’s services. Reviewed on: 23rd April 2024
Abigail C's avatar
Abigail C

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