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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13649)

I've spoken to customer service and don't find them...

3
I've spoken to customer service and don't find them very helpful Reviewed on: 23rd April 2024
David c's avatar
David c

Very easy process, quick turn around the website is...

5
Very easy process, quick turn around the website is simple to see your balance and contact to make changes. Haven’t had a single problem since signing up Reviewed on: 23rd April 2024
Chloe H's avatar
Chloe H

Great loan at the right time.

5
At a time when I seriously needed a loan but had really poor credit rating, the Plata loan was incredible. Really sorted me and my finances out as I was haemorrhaging money on interest rates on the credit cards. Reviewed on: 23rd April 2024
Mitchells's avatar
Mitchells

No jargon!

5
Quick and easy application process that was clear. No jargon and great apr Reviewed on: 23rd April 2024
Ruby H's avatar
Ruby H

Very straight forward

5
Very easy to do and apply for a loan, and very easy to understand everything. Thank you Reviewed on: 23rd April 2024
Emma M's avatar
Emma M

Fantastic rates for the financial industry Plata com...

5
Fantastic rates for the financial industry Plata competes with and Great Customer Service Reviewed on: 23rd April 2024
Spencer S's avatar
Spencer S

Love Plata!

5
Easy to apply, easy to set up repayment and great dashboard making it easy for me to see when my payments are due and my remaining balance. Would recommend Plata’s services. Reviewed on: 23rd April 2024
Abigail C's avatar
Abigail C

It was quick and easy.

5
It was quick and easy. It was also hassle free. When I had an issue it was resolved quickly Reviewed on: 21st April 2024
Ashleigh's avatar
Ashleigh

Customer experience is excellent, interest rates are...

4
Customer experience is excellent, interest rates are a little high Reviewed on: 18th April 2024
Mark S's avatar
Mark S

Application process is really smooth and dead simple...

5
Application process is really smooth and dead simple to understand. Also you can always get in touch with someone to speak about any queries you have unlike some other big name lenders. Reviewed on: 18th April 2024
Samuel W's avatar
Samuel W

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