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Plata: Personal loans reviews

4.94
Based on 12,059 reviews, last reviewed 12th Mar 2026
381600% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service Applied for a loan and they were very efficient Reviewed on: 12th March 2026
samantha w's avatar
samantha w

Latest lowest rating:

2

Great to start with but difficult to get accurate or... Great to start with but difficult to get accurate or reliable information from. Reviewed on: 11th March 2026
NW's avatar
NW

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (12059)

Mr Victor Dokowe-jumbo

5
Easy to apply, quick and efficient in loan processing, effective decisions making and if approved, you can get the money into your bank account the same day. Reviewed on: 28th June 2023

easy' easy' easy'

5
on my last legs, when this little gem turned up. may have taken out longer than I wanted. but was assured and given confidence, that it could be paid off sooner with no penalty. Reviewed on: 28th June 2023

Fast and easy

5
Easy application and money the same day Reviewed on: 28th June 2023

Excellent customer service

5
Have only spoken to a member of their team once, but she was kind, helpful and professional Reviewed on: 28th June 2023

So simple

5
From start to finish, the whole process was quick and easy. Lots of information provided via email and SMS, so I was well informed throughout and knew exactly what was going on at each stage. Reviewed on: 28th June 2023

Nice and easy

5
So simple to apply, no awkward questions, staff were great. Decision came through really quickly and I got the cash next day. I get a helpful text reminder each month when my payment is due to come of my bank. Great company! Reviewed on: 28th June 2023

All round excellence

5
Every step of the application they were there and very helpful. They continue to ensure everything is going well. I think they are good all rounders. Reviewed on: 28th June 2023

User friendly system

5
So simple to apply . And an instant response . Reviewed on: 28th June 2023

Straight forward, easy transaction

5
Very quick and easy application - funds recieved very quickly thank you Reviewed on: 28th June 2023

Amazing company

5
I applied for a loan and found the process so quick and easy and would highly recommend to anyone Reviewed on: 28th June 2023

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