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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Brilliant, the loan application was straight forward...

4
Brilliant, the loan application was straight forward, thank you so much. Reviewed on: 10th April 2024

Really quick and easy.

5
Really quick and easy. No jargon. Easy to understand and smooth process Reviewed on: 10th April 2024

Very simple any easy to use.

5
Very simple any easy to use. Not bombarded with sales pitches. Quick, simple and customer friendly Reviewed on: 10th April 2024

Very quick and simple process.

5
Very quick and simple process. finance arrived within 24 hours. Also a lower interest rate than my bank were offering. Very pleased with service so far. Reviewed on: 10th April 2024

The application and approval process was dead easy.

5
The application and approval process was dead easy. No fussy questions and hoops to jump through, just a straight forward, easy experience. Usually application forms are a pain, but Plata only asks the questions they need to know. Service was quick and efficient. Reviewed on: 10th April 2024

Amazing Service

5
When I needed the help to pay a few bills off they was amazing to help me so quickly and to receive the money so quick just can’t fault them. Reviewed on: 10th April 2024

Got loan approved instantly money in bank straight a...

5
Got loan approved instantly money in bank straight away happy days Reviewed on: 10th April 2024

I wanted to consolidate my current loans, and plato...

5
I wanted to consolidate my current loans, and plato provided me with a reasonable interest rate and quick response to my application. My application was pre approved so could apply without a huge concern that my credit rating would be affected. Reviewed on: 10th April 2024

Great service very helpful.

5
Great service very helpful. They are very professional and do not keep you waiting for answers to your request. Would definitely recommend them. Reviewed on: 10th April 2024

Quick easy and was reassured by staff that applying...

5
Quick easy and was reassured by staff that applying would not be a waste of time as I was trying to rebuild my credit rating Reviewed on: 10th April 2024

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