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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy to apply, would recommend if APR comes down

5
Easy to apply, would recommend if APR comes down Reviewed on: 15th March 2026

Very helpful and accessible

5
Whenever i have needed to contact them they have been easy to get hold off over the phone. Their staff are pleasant and helpful. My query has been resolved efficiently and to my satisfaction Reviewed on: 15th March 2026

Very simple application process!

5
It was the easiest application process I have ever had when applying for a financial product. Reviewed on: 15th March 2026

Great company helped me out striaght away

5
Great company helped me out striaght away Reviewed on: 15th March 2026

Not too shabby

5
Does what it says on the tin ! Good loan provider for low credit score individuals Reviewed on: 15th March 2026

Very good.

5
Very good and helpfull easy to apply for loan. Reviewed on: 15th March 2026

Easy service.

5
Easy service. Really efficient. No problems or concern from start to finish. Reviewed on: 15th March 2026

Plata is Amazing.

5
Thank you for understanding my need and helping me during my tough time .. really appreciate for smooth process and kind support.. Reviewed on: 15th March 2026

Listened to my situation and understood and helped me

5
Listened to my situation and understood and helped me Reviewed on: 15th March 2026

Plata is really easy to use and can track everything...

5
Plata is really easy to use and can track everything online, I have never had any issues in regards to payments or logging in, but the only thing I would say is the the Apr is very high I had to take it out as was to pay for my dad's funeral apart from that no issues Reviewed on: 15th March 2026

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