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Plata: Personal loans reviews

4.85
Based on 13,649 reviews, last reviewed 25th Jun 2026
83% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

So far im very happy with the service i recieve,not... So far im very happy with the service i recieve,not had any issues up to now Reviewed on: 25th June 2026
Lesley S's avatar
Lesley S

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13649)

Easy transaction and quick decision

5
Easy transaction and quick decision Reviewed on: 30th March 2024

Very easy and friendly experience.

5
Very easy and friendly experience. Would highly recommend! Reviewed on: 30th March 2024

Very friendly and helpful staff and the whole experi...

5
Very friendly and helpful staff and the whole experience was easy Reviewed on: 30th March 2024

Good and helpful.

4
Good and helpful. Always at the other end of the phone Reviewed on: 30th March 2024

Nothing to say but just to much fee for.

5
Nothing to say but just to much fee for.me rest is ok Reviewed on: 30th March 2024

Needed a short term loan, due to poor credit high in...

5
Needed a short term loan, due to poor credit high interest rate but accepted. Reviewed on: 30th March 2024

I have used this lender during desperate times and i...

5
I have used this lender during desperate times and it was quick and efficient, i had an issue where i could not pay for a few months due to a downturn in work and they were completely understandable to the situation and froze my balance until i got back on track, brilliant company ran by brilliant individuals. Reviewed on: 30th March 2024

Needed to make some changes to repayment dates, acc...

5
Needed to make some changes to repayment dates, accommodated straight away without any problems. Reviewed on: 30th March 2024

Very quick and easy application process, money recei...

4
Very quick and easy application process, money received quickly and no issues repaying it early. The one time I called customer service they answered the phone very quickly and were really helpful. The agent was knowledgeable and gave me lots of reassurance. Reviewed on: 29th March 2024

Easy, quick decision, good rates

4
Easy, quick decision, good rates Reviewed on: 29th March 2024

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