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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Very quick easy and good rates.

5
Very quick easy and good rates. Quick pay out and easy to understand and set up direct debit Reviewed on: 31st March 2024

Super easy to apply and use!

5
Super easy to apply and use! Has been incredibly simple and having the knowledge of how much will be paid overall has been wonderful, not having to worry about surprising interest costs that crop up! Reviewed on: 31st March 2024

was so easy start to finish no hassle

5
was so easy start to finish no hassle Reviewed on: 30th March 2024

Easy transaction and quick decision

5
Easy transaction and quick decision Reviewed on: 30th March 2024

Very easy and friendly experience.

5
Very easy and friendly experience. Would highly recommend! Reviewed on: 30th March 2024

Very friendly and helpful staff and the whole experi...

5
Very friendly and helpful staff and the whole experience was easy Reviewed on: 30th March 2024

Good and helpful.

4
Good and helpful. Always at the other end of the phone Reviewed on: 30th March 2024

Nothing to say but just to much fee for.

5
Nothing to say but just to much fee for.me rest is ok Reviewed on: 30th March 2024

Needed a short term loan, due to poor credit high in...

5
Needed a short term loan, due to poor credit high interest rate but accepted. Reviewed on: 30th March 2024

I have used this lender during desperate times and i...

5
I have used this lender during desperate times and it was quick and efficient, i had an issue where i could not pay for a few months due to a downturn in work and they were completely understandable to the situation and froze my balance until i got back on track, brilliant company ran by brilliant individuals. Reviewed on: 30th March 2024

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