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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy to use App!

5
Easy to use App! Simple and clear when you login. Very secure access and everything is visible in one space. Reviewed on: 27th March 2024

Professional interaction

5
Staff interaction and processes was professional and excellent. Reviewed on: 27th March 2024

Plata quick and easy loan

5
Plata has been easy to use and apply both times. Application is quick and simple and they processed it and released funds quickly! Very helpful staff over the phone that are keen to help! Reviewed on: 27th March 2024

Really quick and easy process and I was kept updated...

5
Really quick and easy process and I was kept updated throughout Reviewed on: 27th March 2024

Fast and easy service

5
From applying for the loan to receiving the loan it was smooth, easy and quick and gave me a better Apr rate than my bank did Reviewed on: 27th March 2024

Excellent service, very happy.

5
Excellent service, very happy. They have saved skin in the long run. Reviewed on: 27th March 2024

Plata has been amazing from the start!

5
Plata has been amazing from the initial shopping around all the way through to having a loan account with them. Everything is super simple and the customer service has been excellent on every occasion that I have had to speak to them. I even love the billing and statements element! They don't confuse you with loads of industry jargon and it does exactly what it says on the tin. Love love love Plata! Reviewed on: 27th March 2024

Smooth seemless application with no hassle.

5
Smooth seemless application with no hassle. Reviewed on: 27th March 2024

Fast and friendly service excellent

5
Fast and friendly service all done within 24hrs Reviewed on: 27th March 2024

UNEXPECTED OUTCOME

5
The process was straightforward and less stressful. I did not expect the outcome but when I saw the credit to my account, I was elated. Reviewed on: 27th March 2024

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