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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Fast and easy service

5
From applying for the loan to receiving the loan it was smooth, easy and quick and gave me a better Apr rate than my bank did Reviewed on: 27th March 2024
Geri AH's avatar
Geri AH

Excellent service, very happy.

5
Excellent service, very happy. They have saved skin in the long run. Reviewed on: 27th March 2024
Liam's avatar
Liam

Plata has been amazing from the start!

5
Plata has been amazing from the initial shopping around all the way through to having a loan account with them. Everything is super simple and the customer service has been excellent on every occasion that I have had to speak to them. I even love the billing and statements element! They don't confuse you with loads of industry jargon and it does exactly what it says on the tin. Love love love Plata! Reviewed on: 27th March 2024
Holly R's avatar
Holly R

Smooth seemless application with no hassle.

5
Smooth seemless application with no hassle. Reviewed on: 27th March 2024
Neesha K's avatar
Neesha K

Fast and friendly service excellent

5
Fast and friendly service all done within 24hrs Reviewed on: 27th March 2024
Martin m's avatar
Martin m

UNEXPECTED OUTCOME

5
The process was straightforward and less stressful. I did not expect the outcome but when I saw the credit to my account, I was elated. Reviewed on: 27th March 2024
Elvis D's avatar
Elvis D

Very smooth and smart.

5
Very smooth and smart. I wish to their client for a while Reviewed on: 27th March 2024
Alexander K's avatar
Alexander K

Easy and straightforward

5
Plata’s process is very straight forward, they inform you whether you are eligible for loan straight away and I have no problem with the DDs, they are collected in due time and for the agreed amount. All is smooth. Reviewed on: 27th March 2024
Dakota's avatar
Dakota

I needed a quick way to resolve some outstanding debts

5
I needed a. Quick loan to consolidate some external debts they did a good thorough check and the money was made available quickly for me to settled debts and lessen my anxieties that were building even paying the money back is simple Reviewed on: 27th March 2024
Rg's avatar
Rg

Excellent service, hassle free.

5
My experience was quick & easy & I can’t believe how professionally put together the experience was.fully recommend. Darren York, very happy customer. Reviewed on: 27th March 2024
Darren Y's avatar
Darren Y

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