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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

Fast Approval

5
When I apply for loan I got it in no time. The staff is very well and kind enough to help. Reviewed on: 27th March 2024

Easy application and paid money straight away.

5
Easy application and paid money straight away. Good interest rates Reviewed on: 27th March 2024

My loan application was approved & paid into my acco...

5
My loan application was approved & paid into my account within 1 day. I had cause to call & speak to a customer services guy & he was very helpful, professional & friendly. I would recommend this company to my friends & family. Reviewed on: 27th March 2024

Approachable, speedy and efficient.

5
Approachable, speedy and efficient. Great customer service interface. Reviewed on: 27th March 2024

Easy to deal with, funds were in my account quickly...

5
Easy to deal with, funds were in my account quickly and repayments were as agreed with no hidden charges. Reviewed on: 27th March 2024

User friendly

5
I found the application process very user friendly and as I was using this as a consolidation loan it has made my life easier with a realistic monthly payment despite not having the greatest credit score. Reviewed on: 27th March 2024

Quick and easy application with no issues

5
Quick and easy application and no issues with payments! Acceptance was extremely quick and overall I’ve had no issue with Plata. They also didn’t do the connection to a my bank which was nice as I feel like it invades yours privacy a bit and also looks worse then it is. Love them Reviewed on: 27th March 2024

Amazing help, great APR couldn’t recommend enough

5
Amazing help, great APR couldn’t recommend enough Reviewed on: 27th March 2024

Great service would most definitely recommend

5
Great service would most definitely recommend Reviewed on: 27th March 2024

Just good from start to finish.

5
Just good from start to finish.Very easy and quick. Reviewed on: 27th March 2024

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review