Smart Money People Logo

Plata: Personal loans reviews

4.94
Based on 12,712 reviews, last reviewed 24th Mar 2026
443700% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy and quick Easy and quick, was such a relief to deal with plata. All forms of communication are easy, text and email options available as well as when I’m not at... Read more Reviewed on: 24th March 2026
Deanna M's avatar
Deanna M

Latest lowest rating:

1

I recently took out a plata loan and have regretted it. I recently took out a plata loan and have regretted it. I recently lost my father and explained this to plata they were not very empathetic. When paym... Read more Reviewed on: 17th March 2026
Zoe 's avatar
Zoe

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review

Plata Personal loans reviews (12712)

Easy to use and good rates

5
Very satisfied with plata. Would recommend to other people Reviewed on: 27th June 2023

Sooo straight forward and easy!

5
Brilliant website and great app also. 100% recommend to friends and family Reviewed on: 27th June 2023

Fast service with reasonable interest rates.

5
Application was easy to do and the whole process was fast and hassle free. The best bit is the reasonable interest rate that came with the excellent service! I highly recommend Plata. Reviewed on: 27th June 2023

Great

5
Great easy to use website and product and Great service. Reviewed on: 27th June 2023

Loans that suit your circumstances

5
With an easy to use website that looks at your circumstances and affordability of monthly payments, if they feel the amount may be a problem for you they look at an affordable alternative with a cooling off period before you accept. Great team, excellent service. Helped me out a lot. Which I am very grateful for Reviewed on: 27th June 2023

Proffesional

5
Straight forward application, secure process, informative and proffesional. Reviewed on: 27th June 2023

Best lender ever

5
Very easy process. No difficult unnecessary paperwork. Reviewed on: 27th June 2023

Good easy application form

5
No nonsense straight to the point about applying for a loan Reviewed on: 27th June 2023

Excellent service

5
Excellent service great assistance from there team recommended on all levels Reviewed on: 27th June 2023

Brilliant

5
Very good, can't complain about anything it has all been very good Reviewed on: 27th June 2023

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience. Write a review