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Plata: Personal loans reviews

View other Plata products
4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

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Plata Personal loans reviews (13648)

I took a 4 months payment plan.

2
I took a 4 months payment plan. wanted to change the date by 2 days ( 26 to 28 ). Was turned down . It is the only loaning company that does not let you do it compared with Klarna, Clearpay etc. After the email that denied it , I was called by an agent on the next month regarding my payment. Explained the situation that I can pay on the 28th. Apparently this will affect my credit score. Dissapointed. Reviewed on: 27th March 2024
Iulia's avatar
Iulia

Very streamline process, easy and hassle free

5
Very streamline process, easy and hassle free Reviewed on: 27th March 2024
Amanda W's avatar
Amanda W

Easy to understand the terms to the application and...

5
Easy to understand the terms to the application and credit provided Reviewed on: 27th March 2024
James M's avatar
James M

My experience has been very comfortable, their servi...

5
My experience has been very comfortable, their service is easy to follow and value for money Reviewed on: 27th March 2024
Shaun Musgrave's avatar
Shaun Musgrave

Very easy application and quick response

5
The application was the easiest one I have ever completed. The response was quick and pay out very efficient. Would highly recommend. Reviewed on: 27th March 2024
Julie B's avatar
Julie B

Great over all experience, friendly and helpful

5
Great over all experience, friendly and helpful Reviewed on: 27th March 2024
Chris G's avatar
Chris G

Very clear and easy application process.

5
Very clear and easy application process. Friendly advisor and very quick resolution. Reviewed on: 27th March 2024
BenegesseritWitch's avatar
BenegesseritWitch

A pleasant company to work with.

5
Enabled me to take our a consolodation loan that helped me get my finances on a more reasonable track. Excellent customer service over the phone in the two occasions I have called them, polite and respectful agents. The application process was exceptionally simple and understood my circumstances easily. Reviewed on: 27th March 2024
Aaron P's avatar
Aaron P

Quick financial support provided by Plata.

5
Quick financial support provided by Plata.The team had a great knowledge and worked out the best finance option which would suit my needs.The process was seamless and i had the money transferred instantly. Reviewed on: 27th March 2024
joel's avatar
joel

My experience was 100% positive.

5
My experience was 100% positive. The application process was straightforward and clear, no hidden surprises. The experience from application to the money arriving in my bank was quick and without hassle. This swift process allowed me to consolidate my debts and move forward with extra money in my pocket Reviewed on: 27th March 2024
Donna R's avatar
Donna R

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