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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13648)

Nothing But Praise

5
Brilliant customer service and support with a positive attitude and always puts the customer first. Reviewed on: 27th March 2024

Fantastic customer service and easy to manage

5
Plata have been fantastic in terms of customer service and ease of use through their website and portal , I highly recommend them to anyone looking to use them. Reviewed on: 27th March 2024

Plata helped pay off my debt.

5
Plata helped pay off my debt. The monthly payments were less than my credit card monthly payments Reviewed on: 27th March 2024

I got my first loan with plata which was easy No com...

5
I got my first loan with plata which was easy No complications and friendly staff Reviewed on: 27th March 2024

From start of my application to receiving funds and...

5
From start of my application to receiving funds and the service after has been an extremely easy process. Reviewed on: 27th March 2024

Highly recommend, applied for the loan and got it wi...

5
Highly recommend, applied for the loan and got it within the 24hour Reviewed on: 27th March 2024

Simple and quick experience.

5
Simple and quick experience. Easy to use and contact, would recommend Reviewed on: 27th March 2024

Plata have been wonderful to help with an emergency...

5
Plata have been wonderful to help with an emergency loan. Couldn't be happier with the service received and the money arrived quickly after being approved. Reviewed on: 27th March 2024

Every good

5
Very quick easy application process. Funds transferred quickly once approved. Payments taken promptly Reviewed on: 27th March 2024

accommodating and flexible

5
Plata helped me when i needed it and are very accommodating and flexible! Reviewed on: 27th March 2024

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