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Plata: Personal loans reviews

4.85
Based on 13,648 reviews, last reviewed 15th Jun 2026
77% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helped me. There when you need it most. Helping with payment plan for you needs. Reviewed on: 15th June 2026
Steven p's avatar
Steven p

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13648)

definitely recommend

5
very smooth conversation, and getting help when needed Reviewed on: 27th March 2024

I have never had any issues with the service.

5
I have never had any issues with the service. Reviewed on: 27th March 2024

Excellent Company to Deal With

5
Very easy to navigate website. Great customer service. Reviewed on: 27th March 2024

Fast application process would recommend and use again

5
Fast application process would recommend and use again Reviewed on: 27th March 2024

Loan agreement

5
Excellent experience to get a loan from Plata Reviewed on: 27th March 2024

The whole process from start to finish was less than...

5
The whole process from start to finish was less than 36 hours, Plata where helpful, friendly and efficient Reviewed on: 27th March 2024

Excellent it all good and a good company

5
Excellent it all good and a good company Reviewed on: 27th March 2024

Plata are really good, quick and easy

5
Plata are really good, quick and easy to apply for. I was accepted within 10-15 minutes and although I applied very early hours of the morning, receieved the money within half an hour. Interest rates are also acceptable. I am really happy with my loan Reviewed on: 27th March 2024

Plata Personal Loans-Timely service and customers ar...

5
Plata Personal Loans-Timely service and customers are kept up to date with process and where in the process the application is. Efficient transfer of approved funds quickly Reviewed on: 27th March 2024

Interest rate too high and they don’t offer direct d...

4
Interest rate too high and they don’t offer direct debit repayment option. Reviewed on: 27th March 2024

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