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Plata: Personal loans reviews

4.94
Based on 13,639 reviews, last reviewed 1st May 2026
531300% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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Latest highest rating:

4

A bit early to talk about full experience but felt i... A bit early to talk about full experience but felt it quick and fare to use so chose you. Reviewed on: 1st May 2026
Paul C's avatar
Paul C

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13639)

Did me well no complaints from I

5
Did me well no complaints from I Reviewed on: 14th March 2026

Application Process

5
Very easy to apply & all the checks were completed very quickly & money arrived as per the communication from Plata. Reviewed on: 14th March 2026

Plata made getting a loan easy and affordable.

5
Plata made getting a loan easy and affordable. Very supportive and understanding if in need of a payment break and are willing to find any solution to help! Reviewed on: 14th March 2026

Effortless borrowing

5
Plata have been amazing the process was so streamlined to suit what I needed. Effortless borrowing at a great return rate Reviewed on: 14th March 2026

Customer care is excellent and the helpfulness of th...

5
Customer care is excellent and the helpfulness of the staff Reviewed on: 14th March 2026

Fast and reliable customer service

5
Fast and reliable customer service Reviewed on: 14th March 2026

The whole process was simple with Plata

5
The whole process was simple with Plata, he website is easy to navigate and if you have any question throughout the process there are options to contact Plata customer services who will help with any concerns or queries you may have. Reviewed on: 14th March 2026

Quick, simple and clear loans.

5
Was quick and efficient to provide the loan, keep me up to date with info and is a very simple process- uncomplicated. Reviewed on: 14th March 2026

Easy process and friendly staff!

5
Easy process and friendly staff! Reviewed on: 14th March 2026

As it says on the tin!

5
The process was simple and straight forward. There were no chnages to the terms and conditions once the initial loan amount was agreed. Thedre were no chnages after that time in terms of interst rates, monthly repayments etc. Reviewed on: 14th March 2026

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